We Understand That With Change,
There Are Always Lots of Questions.

Here Are Some of the Most Commonly Asked Question and Answers.

Important dates and actions are marked with this symbol:
Frequently Asked Questions

Frequently Asked Questions

Who is Seacoast Bank?

Since 1926, Seacoast Bank has a strong, stable presence with deep roots in the neighborhoods they serve and a secure place in the hearts of their customers. Seacoast continues to grow its presence in Tampa/St. Petersburg area, is the #2 Florida-based bank in Palm Beach County, the #1 Florida-based bank in Orlando, and the #1 Florida-based bank in Port St. Lucie/Treasure Coast area.

Seacoast is a third generation, family-influenced bank with over 900 associates and $8.3 billion in assets.

For more than 90 years, our commitment to customers remains the same and is summarized by our 4 Promises.
✔ Get you comfortable with the right products and the right team to serve you
✔ Make your day-to-day banking simple
✔ Resolve out-of-the-ordinary items responsively
✔ Invest in you and your community.
Learn more about Seacoast Bank by visiting SeacoastBank.com
When is the sale expected to close?
The sale is expected to close in the third quarter of 2021. The date of customer account conversion will be mutually determined as we approach the sale date. As we approach conversion, you will receive a welcome packet including details about your account and any additional banking options available to you.
How will customers benefit from the proposed merger?

The proposed merger will greatly benefit our customers and employees with the added convenience of more branches, more ATMs, and a wider array of financial solutions including Wealth Management, Residential Lending and a dedicated business banking team.

When you bank with Seacoast you have options.

  • Live Florida-based Telephone Banking Representatives to assist with account servicing
  • Fee Free access to over 1,100 Publix® ATMs
  • 50 Seacoast Bank Branches in 15 counties
  • Online and Mobile Banking with digital check deposit capabilities
  • Deposit, transfer funds and access cash using any of our 50+ Seacoast Bank ATMs
  • Access your accounts 24/7 with automated phone service, FastLane
What should customers do right now?
You should continue banking as normal. Seacoast Bank and Legacy Bank teams are working together to make this transition as smooth as possible for you. We will be sending out detailed information regarding your account(s) in the near future.
Will customer account numbers and product types change?

More information will be coming soon as our teams finalize the transition plan. Account numbers and product types will not change at this time. Everything is business as usual.

Are customers deposits FDIC insured?
Yes. Just as your deposits are insured with Legacy Bank, FDIC insurance will continue at Seacoast Bank.
Can customers start using Seacoast Bank offices now?
No. Until the merger is completed, Legacy Bank customers are not yet customers of Seacoast Bank.