Establish a Firm Foundation With
an Owner-Occupied Real Estate Loan from Seacoast Bank

It’s your business. Own every part of its success. Whether you’re interested in relocating your business, establishing a physical location or remodeling and expanding your current building, an Owner Occupied Commercial Real Estate Loan from Seacoast can make it possible.

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Fast Loan

Buy, Build, Expand or Remodel

Buy, Build, Expand
or Remodel

Owner-Occupied Commercial Real Estate Loan features:

  • An expert lending team who will partner with you and help explore the option that meets your needs
  • Flexible financing terms and competitive rates
  • The ability to refinance your current building to access cash based on equity

What you need to apply:

  • Three years of tax returns for the business and each guarantor
  • List of your current monthly debt payments
  • Purchase agreement
  • Personal financial statement
  • Driver's license information for each owner
  • Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2


Florida-based business and must be in business for a minimum of 3 years.

1. Subject to receipt of all required documentation, day, and time of application.
2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES


Applying for your Owner-Occupied Commercial Real Estate Loan is simple

1. Gather Your Info
We've listed out the items you'll need for your application in the "What You Need to Apply" section above for your convenience.
2. Enter Your Info
Submit your information in the secure account that will be created when you click "Apply Now" below. You'll have the ability to begin and save your application to
return to later.
3. Submit
A local, Florida-based lender will follow up with you in one business day or less on the
status of your loan.

Connect with a Local Lender.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Convenient & Secure Business Banking On The Go.

Access your business accounts from your mobile device anytime, anywhere using the Seacoast Mobile Banking app.





Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community