Achieve Your Goals with an
Owner-Occupied Real Estate Loan

Apply Now

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Fast Loan


Buy, Build, Expand,
or Remodel

Your Money Goes Further When You Own Your Property

Whether you need a business loan to purchase a new property or you’re looking for capital to remodel
where you currently are, our CRE loans can help you get there.

Owner-Occupied Commercial Real Estate Loan Features:

  • We will help you weigh your lease, buy and refinance options
  • Our flexible financing lets you buy, build, expand and remodel
  • You can even refinance and get cash out

What You Need to Apply:

  • Three years of tax returns for the business and each guarantor.
  • List of your current monthly debt payments.
  • Purchase agreement.
  • Personal financial statement.
  • Driver's license information for each owner.
  • Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2


Florida-based business and must be in business for a minimum of 3 years.

1. Subject to receipt of all required documentation, day, and time of application.
2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES

Applying for Your Owner-Occupied Commercial Real Estate Loan is Simple

Gather Your Info
We've listed out the items you'll need for your application in the "Things You Need to Apply" section above for your convenience.
Enter Your Info
Submit your information in the secure account that will be created when you click "Apply Now" below. You'll have the ability to begin and save your application to return to later.
That wasn't so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Convenient & Secure Business Banking On The Go.

Access your business accounts from your mobile device anytime, anywhere using the Seacoast Mobile Banking app.





Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community