Consumer Lending

Auto Loan

Our quick and easy online loan applications and same-day decisions put you in the driver's seat, so you can focus on reaching your destination.

FEATURES

• Rates as low as 2.94% APR¹
• Simple, fast loan application and decision process, with approval in one day or less
• Secure digital documents and eSignature available
• Walk into the dealership with financial leverage and be in a better position to negotiate with the dealer

1. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2019 - 2021). Payment example for new vehicle: $30,000 loan for 60 months at 2.942% APR will result in an approximate monthly payment of $538.29 with a one-time $150.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 2.942% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of September 08, 2021 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

Boat & Yacht Loan

With financing available for all aspects of boat ownership, Seacoast is ready to make your dream of boat or yacht ownership a reality.

FEATURES

• Simple, fast loan application and decision process, with approval in one day or less
• Digital documents and eSignature available
• Quick access to your funds

Home Equity Line of Credit

A Seacoast Home Equity Line of Credit lets you use the equity you've built in your home, through paying your mortgage, to finance whatever life has in store.

• Rates as low as 3.50% APR¹
• Flexible lending options
• Credit Carve Out² feature option
• Digital documents and eSignature available

1. APR = Annual Percentage Rate. Rate effective September 08, 2021 and may change based on market conditions and borrower eligibility. Variable rate based on “The Wall Street Journal” Prime Rate (currently 3.25%) with a minimum APR of 3.50% and a maximum APR of 18.00%. Subject to credit approval. Your APR may be higher based on the prevailing variable rate index value, the amount of your credit line, combined loan-to-value, and/or property type. The APR referenced will require a minimum credit score of 780, minimum credit line of $50,000, and the credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1‐to‐4 family owner‐occupied properties. Primary or secondary residence only. Not available on investment property or manufactured homes. 180‐month draw period followed by a 0‐month repayment period, at which time the balance will be due in full. Homeowner’s property insurance is required. Flood insurance may be required. Offer does not apply to existing Seacoast Bank credit lines. Seacoast Bank may pay all or part of your closing costs, excluding appraisal and title policy, with an immediate draw of $25,000. Closing costs generally total between $225 and $10,000. Cancellation Penalty: In exchange for our agreement to pay all or a portion of your closing costs that would be otherwise payable by you, you agree that your account will remain open for at least 2 years from the date you open the Home Equity Line of Credit account. If you fail to keep this requirement, you will be required to pay an amount equal to the third party closing costs paid by Seacoast Bank. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

2. Carve out will reduce the availability under the line and as the loan is repaid the line availability is replenished automatically. APR is for terms up to 36 months. Minimum Carve out of $2,500 and a maximum of 3 carve outs will be permitted at any one time. Rate effective September 08, 2021, and may change based on market conditions. Monthly payments based on a $25,000 loan at 4.824% APR would be $747.29 for 36 months with a one time $50 Carve Out fee. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

Aircraft Financing

We’re here to help you experience the freedom of owning your own plane and explore the world from the sky.

FEATURES

• Loans available for new and used aircraft purchase and aircraft refinancing
• Loans from $250k - $15million
• Simple fixed and variable rate options
• Finance structures tailored to your needs

RV & Motorhome Loan

Here's a loan program designed just for adventurers. With our quick and easy online application and fast decision process (one day or less), you'll be able to hit the open road in no time.

FEATURES

• Rates as low as 4.64% APR¹
• Custom tailored loan programs
• Digital documents and eSignature available
• Quick access to your funds

1. Rate effective September 08, 2021, and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2016 to 2021 RV. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 4.640% APR would be $418.96 per month for 84 months with a one-time $150 Loan Processing Fee. APR of 4.640% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.