Auto Loan
Securing an auto loan in Florida is quick with Seacoast Bank. Get the financing you need for a new or used vehicle with competitive rates and terms to fit your lifestyle.
Our quick and easy online loan applications and same-day decisions put you in the driver's seat, so you can focus on reaching your destination.
FEATURES
1. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2023 - 2025). Payment example for new vehicle: $30,000 loan for 60 months at 6.84% APR will result in an approximate monthly payment of $591.77 with a one-time $250.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 6.84% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of May 5, 2025 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.
Boat & Yacht Loan
If you're looking for boat or yacht loans in Florida, look to Seacoast. Whether you're interested in purchasing or constructing a yacht or boat, breathing new life into an existing vessel or exploring boat refinancing, Seacoast combines competitive rates, flexible terms and knowledgeable loan experts to help you navigate the entire process.
With financing available for all aspects of boat ownership, Seacoast is ready to make your dream of boat or yacht ownership a reality.
FEATURES
Home Equity Line of Credit
A home equity line of credit (HELOC) from Seacoast can help you pay for life's big purchases without incurring credit card debt or excessive lump-sum loans. With a Seacoast HELOC, you can unlock your home's equity and only borrow what you need. For added value, our Credit Carve-Out1 option allows you to lock in a fixed rate with set monthly payments.
A Seacoast Home Equity Line of Credit lets you use the equity you've built in your home, through paying your mortgage, to finance whatever life has in store.
1. APR=Annual Percentage Rate. Rate effective May 5, 2025 and may change based on market conditions and borrower eligibility. Variable rate based on “The Wall Street Journal” Prime Rate (currently 7.50%) with a minimum APR of 8.50% and a maximum APR of 18.00%. Subject to credit approval. Your APR may be higher based on the prevailing variable rate index value, the amount of your credit line, combined loan-to-value, and/or property type. The APR referenced will require a minimum credit score of 780 and automatic payment deductions from your Seacoast Bank deposit account, minimum credit line of $25,000, and the credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1‐to‐4 family owner‐occupied properties. Primary or secondary residence only. Not available on investment property or manufactured homes. 180‐month draw period followed by a 0‐month repayment period, at which time the balance will be due in full. Homeowner’s property insurance is required. Flood insurance may be required. Offer does not apply to existing Seacoast Bank credit lines. Cancellation Penalty. At closing, the Disbursement Request and Authorization form may disclose that certain fees payable to third parties (“Third-Party Fees”) are being paid by Seacoast National Bank (instead of you, as may be disclosed above). In consideration of our payment of any Third-Party Fees, you agree that your Credit Line will remain open for at least two (2) years from the date you open your Credit Line. If you fail to keep the Credit Line open for at least two (2) years, you agree to pay a cancellation penalty in the amount equal to any Third-Party Fees paid by us.
2. Carve out will reduce the availability under the line and as the loan is repaid the line availability is replenished automatically. Minimum Carve out of $2,500 and a maximum of 3 carve outs will be permitted at any one time. A $50 setup fee will apply for each Carve Out. APR is for terms up to 60 months. Rate effective May 5, 2025, and may change based on market conditions. Monthly payments based on a $25,000 loan at 6.824% APR would be $492.96 for 60 months requires automatic payments from a Seacoast Bank deposit account and a one time $50 Carve Out fee. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.
Aircraft Financing
Take flight with the help of Seacoast's aircraft loan experts. We simplify purchasing and refinancing with your choice of fixed or variable-rate aircraft loans.
We’re here to help you experience the freedom of owning your own plane and explore the world from the sky.
FEATURES
RV & Motorhome Loan
Start new adventures with an RV & Motorhome Loan from Seacoast Bank. Enjoy a quick application process, competitive rates and flexible terms to fit your specific needs.
Here's a loan program designed just for adventurers. With our quick and easy online application and fast decision process (one day or less), you'll be able to hit the open road in no time.
FEATURES
1. APR=Annual Percentage Rate. Rate effective May 5, 2025, and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2020 to 2025 RV. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 8.252% APR would be $471.37 per month for 84 months with a one-time $250 Loan Processing Fee. APR of 8.252% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.
Equal Housing Lender. Member FDIC. NMLS# 608046
