Seacoast Bank ACH Banking Network

Issuing and collecting payments is quick, easy and secure with Seacoast Bank and the ACH Network.

The Automated Clearing House (ACH) Network is a network used for electronically transferring funds between bank accounts
across the US. Not only are ACH bank payments convenient, but they often have lower transaction fees than credit and debit cards
and eliminate the security risks of paper checks.

Learn more about how your business can benefit from ACH payments. Chat with a local Florida small business banker today.

Call 800.706.9991

Have additional questions? Live Chat or Contact Us.

What is an ACH Bank Transfer?

There are two main types of ACH transfers: ACH debit origination, which allows you to collect payments,
and ACH credit origination, which allows you to issue payments.

ACH Debit Origination Benefits: 

  • There are two main reasons to use ACH Debit Origination: cash collection and cash concentration
    • Cash Collection: ACH Debit Origination allows for the fastest retrieval of money from customers
    • Cash Concentration: ACH Debit Origination allows businesses like retailers with multiple locations (which often maintain accounts at more than one bank) to consolidate funds in one depository account
  • An ACH bank transfer is often more cost-effective than originating drawdown wire transfers or issuing and processing checks
  • Funds transferred electronically are generally available for use the next business day

ACH Credit Origination Benefits:

  • Cost and efficiency are the two main benefits of originating payments via the ACH network
  • When sending numerous or recurring payments, ACH credit origination is cost-effective and convenient
  • Businesses often use this for "direct deposit" of funds to employees, retirees or other recurring payment recipients
  • Allows the flexibility of funding accounts maintained at other banks


Your Local Florida Small Business Banking Partner

Welcome to Seacoast Bank. Better by all accounts since 1926.


Connect with a Local Banker about ACH Network.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Access your business accounts from your mobile device anytime, anywhere using the Seacoast Mobile Banking app.





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At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community