Unlock Your Financial Future with Smart Savings Solutions to Achieve Your Goals. Open Your Account Today.
OPEN A SAVINGS ACCOUNT OPEN A CD ACCOUNTSeacoast Bank offers a wide range of personal savings account solutions that make your money work as hard as you do.
From personal savings and CDs to money market accounts and IRAs, our knowledgeable banking associates can help you choose
the best savings accounts for your unique goals.
Seacoast Savings
Saving for a vacation, home down payment or an emergency fund? We’ll show you how to open a Seacoast savings account and start earning interest toward your goals.
Start saving now and earn interest on your balances with our Seacoast Savings account. Enjoy a low minimum balance requirement of only $500 and convenient access to your funds.
Features
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
Sail Into Savings
Automatically transfer $1.00 from a linked Seacoast checking account into your Sail into Savings account each time you make a debit card purchase or use our Bill Pay service. No minimum balance required.
Features
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at Allpoint® ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
Seacoast Savings Minor
Our Minor Savings Program encourages young ones to save their money. There is no minimum balance requirement and no monthly service charge. Eligible for minors under the age of 18.
Features
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
Personal Money Market
With competitive interest rates, easy access to your funds and the convenience of a checking account, our money market accounts are a great way to earn more than a typical savings account.
Features
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
IRA
Think of our IRA as a less taxing approach to retirement savings. At Seacoast, you can open an IRA account3 for as little as $100 and enjoy one of the best ways to prepare for retirement.
Supplement your current employer-sponsored retirement savings plan with an IRA from Seacoast Bank and you can potentially gain access to an even wider range of investment options.
Features
1IRA accounts are aggregately insured by the FDIC for $250,000 and they are insured separately from other deposit accounts. Please consult a tax professional for further information.
Health Savings Account (HSA)
Thinking about ways to cut your medical expenses? A Seacoast Bank HSA is a tax-advantaged savings account you can
rely on.
A Health Savings Account (HSA) provides a tax-advantaged savings tool, similar to an IRA or 401k, specifically designed to help cover the cost of qualified medical expenses.
Features
Enjoy a competitive fixed rate and a variety of terms with a Seacoast CD.
For other available rates and terms, visit your local Seacoast branch.
3-Month CD (Certificate of Deposit)
4.00% APY2
With a guaranteed fixed annual interest rate of 4.00% for the term of the CD, this is an excellent means of earning interest on your hard-earned savings.
Features
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
7-Month CD (Certificate of Deposit)
3.90% APY2
With a guaranteed fixed annual interest rate of 3.90% for the term of the CD, this is an excellent means of earning interest on your hard-earned savings.
Features
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
11-Month CD (Certificate of Deposit)
3.50% APY2
With a guaranteed fixed annual interest rate of 3.50% for the term of the CD, this is an excellent means of earning interest on your hard-earned savings.
Features
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
Money Market accounts offer higher interest rates and come with check-writing privileges and debit cards, but they require a higher minimum balance. Traditional savings accounts usually have lower minimum balance requirements and fewer access options but are ideal for straightforward saving. Both are FDIC-insured up to the legal limit.
As your local banking option, we are here to answer any questions you have. Fill out the form below, and a Seacoast Banker will be in touch soon.
1. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
2. Annual Percentage Yield (APY) accurate as of April 4, 2025. Early withdrawal may be subject to penalty. Offer may be withdrawn at any time. Minimum opening deposit of $1,000 required. Offer not available to funds currently on deposit at Seacoast Bank. Special Annual Percentage Yield (APY) applicable to initial term only. At maturity, CD will automatically renew for the same renewal term.
3. IRA accounts are aggregately insured by the FDIC for $250,000 and they are insured separately from other deposit accounts. Please consult a tax professional for further information.