Current Florida Mortgage Rates

1. Interest rates and pricing may vary based on risk-based pricing adjustments such as credit score, loan-to-value, occupancy, and additional factors based on loan program. Interest rates are subject to change without notice.

2. APR=Annual Percentage Rate. The cost of credit as a yearly rate.

3. The quoted APR is based on a 60-day interest rate lock period with 0.625% discount points and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage Insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $726,200.  Terms of repayment:  360 monthly payments of $1,459.35 at an APR of 6.955%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

4. The quoted APR is based on a 60-day interest rate lock period with 1.000% discount points and assumes the following loan level characteristics:  $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $726,200.  Terms of repayment:  180 monthly payments of $1,959.99 at an APR of 6.890%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

5. The quoted APR is based on a 60-day interest rate lock period with 1.000% discount points and assumes the following loan level characteristics:  $750,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%.  Minimum loan amount is $726,201 and maximum loan amount is $2 million.  For loan amounts greater than $2 million, please contact your local Seacoast lender.  Terms of repayment:  360 monthly payments of $5,308.45 at an APR of 7.824%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

Seacoast Bank NMLS#: 608046