Find just the right mortgage to finance your dream home. Seacoast offers a variety of mortgage loans with competitive mortgage rates backed by our team of experienced Mortgage Loan Officers. Check out the rate table below for today’s low fixed mortgage rates.
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Not sure what type of mortgage you need? Find Seacoast’s mortgage loan options for Florida home buyers here.
Rates as of 11/28/2023
Fixed Rate Loans |
Interest Rate1 |
APR2 |
Get Started |
30 Year Fixed |
6.750% |
6.955%3 |
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15 Year Fixed |
6.500% |
6.890%4 |
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30 Year Fixed Jumbo (Loans Greater than $726,200) |
7.625% |
7.824%5 |
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1. Interest rates and pricing may vary based on risk-based pricing adjustments such as credit score, loan-to-value, occupancy, and additional factors based on loan program. Interest rates are subject to change without notice.
2. APR=Annual Percentage Rate. The cost of credit as a yearly rate.
3. The quoted APR is based on a 60-day interest rate lock period with 0.625% discount points and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage Insurance may be required if loan-to-value is greater than 80%. Maximum loan amount is $726,200. Terms of repayment: 360 monthly payments of $1,459.35 at an APR of 6.955%. Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply. Subject to credit approval.
4. The quoted APR is based on a 60-day interest rate lock period with 1.000% discount points and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%. Maximum loan amount is $726,200. Terms of repayment: 180 monthly payments of $1,959.99 at an APR of 6.890%. Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply. Subject to credit approval.
5. The quoted APR is based on a 60-day interest rate lock period with 1.000% discount points and assumes the following loan level characteristics: $750,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs. Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%. Minimum loan amount is $726,201 and maximum loan amount is $2 million. For loan amounts greater than $2 million, please contact your local Seacoast lender. Terms of repayment: 360 monthly payments of $5,308.45 at an APR of 7.824%. Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply. Subject to credit approval.
Seacoast Bank NMLS#: 608046
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