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Current Florida Mortgage Rates

In a real estate market as challenging as this one, expert guidance is a must.
Seacoast offers a variety of mortgage loans with competitive mortgage rates backed by our team of experienced mortgage lenders.

If you are interested in lower interest rate options, work with one of our local expert Florida Mortgage Loan Officers 
to find the right loan at the best mortgage rate for you!

Today's Mortgage Rates

Rates as of 4/12/2024


Fixed Rate Loans

Interest Rate1

APR2

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30 Year Fixed

6.625%

6.866%3

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15 Year Fixed

6.250%

6.635%4

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30 Year Fixed Jumbo (Loans Greater than $766,550)

6.750%

6.916%5

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1. Interest rates and pricing may vary based on risk-based pricing adjustments such as credit score, loan-to-value, occupancy, and additional factors based on loan program. Interest rates are subject to change without notice.

2. APR=Annual Percentage Rate. The cost of credit as a yearly rate.

3. The quoted APR is based on a 60-day interest rate lock period with 1.000 and assumes the following loan level characteristics: $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage Insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $766,550.  Terms of repayment:  360 monthly payments of $1,440.70 at an APR of 6.866%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

4. The quoted APR is based on a 60-day interest rate lock period with 1.000 and assumes the following loan level characteristics:  $225,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $766,550.  Terms of repayment:  180 monthly payments of $1,929.20 at an APR of 6.635%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

5. The quoted APR is based on a 60-day interest rate lock period with 0.875 and assumes the following loan level characteristics:  $850,000 loan amount, 70% loan-to-value, 740 credit score, Purchase of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required. Flood insurance may be required. Mortgage insurance may be required if loan-to-value is greater than 80%.  Minimum loan amount is $766,551 and maximum loan amount is $2 million.  For loan amounts greater than $2 million, please contact your local Seacoast lender.  Terms of repayment:  360 monthly payments of $5,513.08 at an APR of 6.916%.  Payments do not include applicable taxes and insurance, therefore the actual obligation will be greater. Other conditions apply.  Subject to credit approval.

Seacoast Bank NMLS#: 608046


Explore other Seacoast Bank mortgage loan options.

We offer a wide range of mortgages to meet the needs of any home buyer.

Explore Additional Mortgage Loans Options or Calculate Your Payment.

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