Commercial Real
Estate Loans

If you’re ready to move, change or expand where you conduct your business, Seacoast is ready to help.

Let’s Cover New Ground, Together.

As your local, Florida-based commercial lending expert, Seacoast is here to partner with you to discuss your business goals and help formulate a growth plan tailored to your unique needs.

A Seacoast Commercial Real Estate Loan can help you secure financing for the acquisition of a new building, refinance your existing property, build a new facility or make desired improvements to your current place of business.

Our Commercial Real Estate Financing solutions include:

  • Income-producing commercial real estate
  • Construction and development
  • Acquisition
  • Refinance
  • Term Loans

Learn more about our commercial real estate loan types and how to get fast, flexible commercial financing that makes sense for your business.


Request a Consultation

Why Choose Seacoast Bank?

Innovative Strategies with a Collaborative Approach

At Seacoast, we are committed to meeting your capital needs through a process built on partnership and trust. Our Commercial Real Estate Lenders combine their financing experience with real estate industry expertise to work with you and develop a customized financing solution specific to your project’s needs.

Proudly Serving Florida-Based Businesses

We have successfully partnered with Florida businesses since 1926—a claim few banks can make today. Our financial and business industry knowledge, expertise and deep community roots—combined with cutting-edge technology and digital capabilities—set Seacoast apart from our local peers and larger competitors. Let us put our successful track record to work for you.

How Do Commercial Real Estate Loans Work

Types of Commercial Real Estate Loans

Seacoast offers a variety of commercial real estate financing solutions tailored to meet the diverse needs of unique business owners. Below are the five common types of commercial real estate loans available to our customers seeking financing:

  • Income-Producing Commercial Real Estate Loans: These loans are for properties such as office and/or retail buildings, multi-family residential dwellings and other types that will generate rental income.
  • Construction and Development Loans: These loans are for built for business developers and are designed to cover the project costs associated with constructing new commercial properties.
  • Acquisition Loans: These loans assist business owners seeking to purchase an existing business or commercial property, whether that be for an expansion of current operations or for investment into a new property.
  • Refinance Loans: These loans can help business owners and investors take advantage of more attractive terms and interest rates, lower monthly payments and increase cash flow.
  • Term Loans: These loans are more traditional and offer fixed-rate financing over a set term of years, which can lead to stability and predictability for financial planning when it comes to long-term investments.

How to get a Commercial Real Estate Loan

At Seacoast, applying for a Commercial Real Estate Loan is quick and easy. Simply gather the information found in the the "What You Need to Apply" section above and then complete and submit your application. Once we have received your application, you could receive approval in as fast as one business day or less.

Please note, once your Commercial Real Estate Loan is fully approved, the distribution of funds may take up to one additional week.

Innovative Strategies with a Collaborative Approach
Seacoast Commercial Real Estate Lenders are your trusted partners, combining their financing experience with real estate industry expertise to develop a customized financing solution specific to your project needs.

Proudly Serving Florida-Based Businesses
We have been successfully partnering with Florida businesses since 1926. Not many banks can say that today. Our financial and business industry knowledge, expertise, and deep community roots combined with cutting-edge technology and digital capabilities set Seacoast Bank apart from our local peers and larger competitors. Let us put our knowledge and successful track-record to work for you.

How Do Commercial Real Estate Loans Work

Types of Commercial Real Estate Loans

Seacoast offers a variety of commercial real estate financing solutions tailored to meet the diverse needs of unique business owners. Below are the five common types of commercial real estate loans available to our customers seeking financing:

  • Income-Producing Commercial Real Estate Loans: These loans are for properties such as office and/or retail buildings, multi-family residential dwellings and other types that will generate rental income.
  • Construction and Development Loans: These loans are for built for business developers and are designed to cover the project costs associated with constructing new commercial properties.
  • Acquisition Loans: These loans assist business owners seeking to purchase an existing business or commercial property, whether that be for an expansion of current operations or for investment into a new property.
  • Refinance Loans: These loans can help business owners and investors take advantage of more attractive terms and interest rates, lower monthly payments and increase cash flow.
  • Term Loans: These loans are more traditional and offer fixed-rate financing over a set term of years, which can lead to stability and predictability for financial planning when it comes to long-term investments.

How to get a Commercial Real Estate Loan

At Seacoast, applying for a Commercial Real Estate Loan is quick and easy. Simply gather the information found in the the "What You Need to Apply" section above and then complete and submit your application. Once we have received your application, you could receive approval in as fast as one business day or less.

Please note, once your Commercial Real Estate Loan is fully approved, the distribution of funds may take up to one additional week.

Commercial Real Estate Loan Requirements

What you need to apply:

  • Three years of tax returns for your business and each guarantor
  • Personal financial statements
  • Driver’s license information for each owner
  • Identifying information, including date of birth and documentation for each individual that has with 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.1

 

 

1. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES

Apply For Your Commercial Real Estate Loan

1. Gather Your Info.
We've listed out the required items you'll need for your application in the "What You Need to Apply" section above for your convenience.
2. Enter Your Info.

Create a secure account and submit your information in just a few easy steps when you click “Apply Now” below. Don’t have much time? That’s ok – you can save your application and return to it later.

3. Submit
A local, Florida-based commercial lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker about a Commercial Real Estate Loan.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Contact Form

Stay Ahead Of The Competition With Industry Insights

Check out some of the latest trends, technologies and strategies to help your business move forward.

Explore Industry Insights

Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community