At Seacoast, we believe our personal banking solutions should be just that, personal. That’s why we offer a wide range of checking account options to meet your needs.
From convenient Online & Mobile Banking to our wide network of branches and ATMs, we make it easy to access your money from anywhere.
Open a checking account online or visit us at your local branch, where our friendly, knowledgeable Seacoast associates are always available to help you find your best personal banking solutions.
Banking Freestyle Checking
The freedom to bank your way. Take advantage of Seacoast’s most versatile checking account, with two easy ways to qualify for $0 monthly fees, no minimum balance requirement and free Seacoast Online and Mobile Banking.
Welcome to a paperless, fee-free checking account made simple with no minimum balance requirements. We call it Banking Freestyle. It just might be banking your style as well.
FEATURES
1Two ways to qualify for $0 monthly fees: $0 monthly maintenance fee when you Opt to receive e-statements and have one direct deposit of $250 or more per statement cycle OR Opt to receive e-statements and perform 7 debit card purchases per statement cycle, otherwise a $10 monthly maintenance fee will apply.
Classic Checking
Simplicity is always in style. With Seacoast Classic Checking, you enjoy unlimited check writing and available rebates for non-Seacoast ATMs.
It's the Seacoast Classic Checking account you love, with all the modern conveniences you need. You choose how you want to bank, and we'll throw in the perks to make life easier.
FEATURES
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
Banking Freestyle Student Checking
A checking account designed to help teens learn the importance of money management while giving them a sense of freedom. We call it Banking Freestyle Student Checking. It just might be banking your style as well.
FEATURES
Students 14-24 will be able to:
Parents will be able to:
*You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
Senior Classic Checking
The Senior Classic Checking account from Seacoast gives you the features and benefits most important to you, like earning interest and free checks. If you're a senior, you're golden.
FEATURES
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.3Up to .25% off installment loan rates with Auto-Deduct from your Seacoast Checking Account.
Premium Checking
Capitalize on the money you save. Premium Checking offers a tiered interest structure on deposit amounts, higher ATM and debit transaction limits and access to unique benefits, like free standard and cashier’s checks and stop payments.
With the Premium Checking account, you earn interest and enjoy all the rewards of your Seacoast relationship: unique, free benefits like standard checks, money orders, cashier's checks and stop payments.
FEATURES
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
Premium Elite Checking
Our most rewarding interest-bearing checking account. Enjoy exclusive features like free wire transfers, available loan discounts and higher ATM and debit transaction limits.
The more you put into something, the more you get out of it. The Premium Elite Checking account gives you our highest level of benefits.
FEATURES
1Up to .25% off installment loan rates with Auto-Deduct from your Seacoast Checking Account.2You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
Opportunity Checking
A fresh start to your financial journey. With Opportunity Checking, you get the essentials and an option to upgrade accounts after one year.
Opportunity Checking is specially designed for customers who have been unable to open a checking account due to their prior credit or banking history.
FEATURES
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
Banking Freestyle Checking
The freedom to bank your way. Take advantage of Seacoast’s most versatile checking account, with two easy ways to qualify for $0 monthly fees, no minimum balance requirement and free Seacoast Online and Mobile Banking.
Welcome to a paperless, fee-free checking account made simple with no minimum balance requirements. We call it Banking Freestyle. It just might be banking your style as well.
FEATURES
1Two ways to qualify for $0 monthly fees: $0 monthly maintenance fee when you Opt to receive e-statements and have one direct deposit of $250 or more per statement cycle OR Opt to receive e-statements and perform 7 debit card purchases per statement cycle, otherwise a $10 monthly maintenance fee will apply. 2You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.3No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
Classic Checking
Simplicity is always in style. With Seacoast Classic Checking, you enjoy unlimited check writing and available rebates for non-Seacoast ATMs.
It's the Seacoast Classic Checking account you love, with all the modern conveniences you need. You choose how you want to bank, and we'll throw in the perks to make life easier.
FEATURES
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
Premium Checking
Capitalize on the money you save. Premium Checking offers a tiered interest structure on deposit amounts, higher ATM and debit transaction limits and access to unique benefits, like free standard and cashier’s checks and stop payments.
With the Premium Checking account, you earn interest and enjoy all the rewards of your Seacoast relationship: unique, free benefits like standard checks, money orders, cashier's checks and stop payments.
FEATURES
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
Banking Freestyle Student Checking
Smart money habits start here. With available $0 monthly maintenance fees and free Seacoast Online and Mobile Banking, students can open a unique student checking account designed to help them develop financial responsibility at home or on the go.
A checking account designed to help teens learn the importance of money management while giving them a sense of freedom. We call it Banking Freestyle Student Checking. It just might be banking your style as well.
FEATURES
Students 14-24 will be able to:
Parents will be able to:
*You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
Senior Classic Checking
The Senior Classic Checking account from Seacoast gives you the features and benefits most important to you, like earning interest and free checks. If you're a senior, you're golden.
FEATURES
1You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.2No Fees at ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.3Up to .25% off installment loan rates with Auto-Deduct from your Seacoast Checking Account.
FAQs & Resources
Resources
Personal Checking Account FAQs
How Do I Open a Checking Account and What Do I Need?
Can I Open a Checking Account Online?
Yes, you can conveniently open a checking account online. To get started, fill out the online application and submit the required documents electronically.
Can I Make Purchases Online Using My Checking Account Information?
As long as the website you are purchasing from accepts this method of payment, you can use your account information to make online purchases. Ensure you protect your account details and only share them with trusted online merchants.
How Old Do I Have to Be to Open a Checking Account?
Does Credit Score Affect Opening a Checking Account?
Your credit score does not impact your ability to open a checking account. Checking accounts are focused on your banking history and financial responsibility rather than your credit score alone.
As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.