More Fee-Free Features with Seacoast's Senior Classic Checking Account

Apply Now

Have additional questions?
Live Chat or Request a Consultation.


Earning Interest

ATM icon

Access to 1,100+ Fee Free Publix® ATMs


Free Checks

Free Checking for Seniors

One of our four core promises is to invest in you and your community, and we believe that seniors are an integral part of our community. Because of this, we’ve made a simple, fee-free checking account, just for seniors, aged 55 or older. Whether you’ve already retired or are still planning for it, this senior checking account will support you through your next stage of life. Not sure a senior checking account is right for you? Compare all of our personal checking accounts here.
†Checking account is fee-free when you meet certain criteria, see below for details.

Senior Classic Checking Account Features:

  • For Customers 55 and Older
  • Earns Interest
  • Safe Box Discount
  • Free Standard Checks
  • Free Online & Mobile Banking*
  • Access to 1,100+ Publix® Fee Free ATMs* 
  • Complimentary Easy Switch Concierge
  • Four Non-Seacoast ATM Rebates per month (Seacoast Fee Only)
  • Loan Discounts**

*No Fees at Publix® ATM. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

**Up to .25% off installment loan rates with Auto-Deduct from your Seacoast Checking Account.

$0 Monthly Maintenance Fee When
You Meet Any of the Following Criteria:

  • Have one direct deposit of $250 or more per month.
  • Maintain a minimum daily balance of $750.
  • Maintain a minimum monthly balance of $1,500.
  • Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA.
  • Maintain a consumer loan or line of credit.
*Otherwise a $7 monthly maintenance fee will apply

Opening Your Seacoast Senior Classic Checking Account Online is Simple.

Gather Your Info

We'll need your address, phone, email and social security number (or taxpayer ID).

Fund Your Account

We'll need a bank account and routing number for your initial deposit.


We'll send a confirmation email, then watch the mail for your debit card and checks.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Your Thumbs Will Be Up for This.

Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.


Apple-App-Store-Icon-compressor Google-Play-Store-Icon-compressor


Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community