Senior Checking - Being a senior has its perks.

Finally, A Checking Account For Seniors Who Expect More Than The Basics

Designed for ages 55+, Seacoast Senior Classic Checking is an interest-bearing account offering more fee-free benefits. Ready to go beyond the basics?

Senior Classic Checking Account Features

Flexible Transaction Options
  • Free Seacoast Bank Online and Mobile Banking1
  • Two Non-Seacoast ATM Rebates per month (Seacoast Fee Only)
  • Fee-Free Access to 55,000+ Allpoint® ATMs worldwide2
Extra Perks For Customers 55+
  • Free standard checks
  • 50% discount on safe deposit box
  • Loan discounts3
Local Account Support
  • Local, Florida customer support
  • Complimentary easy switch concierge

Qualify for $0 monthly maintenance by meeting at least one of the following criteria:4

  • Have one direct deposit of $250 or more per month
  • Maintain a minimum daily balance of $750
  • Maintain a minimum monthly balance of $1,500
  • Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA
  • Maintain a consumer loan or line of credit (excluding credit cards)

Open your Senior Classic Checking account in three easy steps

  1. Gather Your Info: We'll need your address, phone, email and social security number (or taxpayer ID).
  2. Fund Your Account: We'll need a bank account and routing number for your initial deposit.
  3. Done: We'll send you a confirmation email, then watch the mail for your debit card and checks.

Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide2. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere.

Have questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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Call us at:
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Interest Earning Checking and More

1. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services
2. No Fees at
Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
3. Up to .25% off installment loan rates with Auto-Deduct from your Seacoast Checking Account.
4. Otherwise a $10 monthly maintenance fee will apply.