Help Build the Home of Your Dreams with a Personal Construction Loan

Prequalify Now > Apply Now

Have additional questions? Live Chat or Request a Consultation.

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One-Time Closing Costs


Fast, Local Approvals

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Serving Communities for More Than 90 Years

Construction Loan Features:

  • Used when building a new home or substantially improving an existing home
  • An Adjustable Rate Mortgage provides for a low initial interest rate for either the first 5, 7 or 10 years beginning with the construction and into the permanent mortgage phases of your mortgage*
  • If you are more comfortable with a fixed rate we do offer the option of both a 15-year and 30-year amortization with the same fixed rate from construction through the permanent loan**
  • One-time closing saves you hundreds of dollars in closing costs
  • Fast, local approvals

* Adjustable Rate Mortgages are subject to change.

** Requalification may be required.

How to Get Started:

  • Are you just getting started in your home search? Get prequalified today to expedite your home shopping and offer process. 
  • Have you found your dream home? Apply today to begin achieving your dream of home ownership.

Learn More About the Process of Applying for Your Construction Loan Online

Create Your Account
Easily create a secure online personal mortgage portal that will be your private account for the duration of your application and approval process.
Complete Your Application

We understand the mortgage application process can be time-consuming, and life is busy. Within your online account, you're able to start an application and save your progress to return to when it's most convenient for you.

Track Your Application

Quickly and easily track the progress of your mortgage application in your personal account. Conveniently see at all times how your application is moving along through the approval process.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.


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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community