Used when building a new home or substantially improving an existing home
An Adjustable Rate Mortgage provides for a low initial interest rate for either the first 5, 7 or 10 years beginning with the construction and into the permanent mortgage phases of your mortgage*
If you are more comfortable with a fixed rate we do offer the option of both a 15-year and 30-year amortization with the same fixed rate from construction through the permanent loan**
One-time closing saves you hundreds of dollars in closing costs
Fast, local approvals
* Adjustable Rate Mortgages are subject to change.
** Requalification may be required.
How to Get Started:
Are you just getting started in your home search? Get prequalified today to expedite your home shopping and offer process.
Have you found your dream home? Apply today to begin achieving your dream of home ownership.
Learn More About the Process of Applying for Your Construction Loan Online
Create Your Account
Easily create a secure online personal mortgage portal that will be your private account for the duration of your application and approval process.
Complete Your Application
We understand the mortgage application process can be time-consuming, and life is busy. Within your online account, you're able to start an application and save your progress to return to when it's most convenient for you.
Track Your Application
Quickly and easily track the progress of your mortgage application in your personal account. Conveniently see at all times how your application is moving along through the approval process.