Construction Loan

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Financing to help build your new dream home

To build a home, you need the support of reliable financing. With a Seacoast Construction Loan, get the funding assistance you need from start to finish. Stay on budget with fix rate and adjustable rate mortgage loan offerings with competitive rates for your monthly payments. Plus, we make it easy to secure a construction loan in Florida with a fast application process and dedicated loan specialists here to help you along the way. From building, to closing, through to your finished home, a Seacoast Construction Loan gives you the funding you need for the whole process.

Seacoast Construction Loan Features

Money-Saving Financing Options

  • Adjustable Rate Mortgage options provide low initial interest rate for specific length of time beginning with the construction and into the permanent mortgage phases of your mortgage1
  • Fixed Rate Mortgage options with the same fixed rate from construction through permanent loan2

Fast Application Process

  • Fast closing and dependable service ensure you meet your closing date
  • Guidance through the application process to help you make informed decisions

Support from Florida Loan Specialists

  • Hands-on, local loan specialists are always available to you by phone or email
  • Local underwriting and closing decision makers

Get an estimate on monthly payments with our mortgage loan calculator:

Calculate Your Payment

Learn More About Applying For Your Construction Loan

  • Are you just getting started in your home search? Get prequalified today so when you start home shopping, you're ready to make an offer.
  • Do you have questions about the mortgage process? Speak with one of our Mortgage Loan Officers today.
  • Have you envisioned your dream home? Apply for a construction loan today to begin achieving your dream of home ownership.
  • Explore other Seacoast Bank mortgage options. 

Applying for Your Construction Loan Online is Easy

  1. Create Your Account: Easily create a secure online personal mortgage portal that will be your private account for the duration of your application and approval process.
  2. Begin Your Application: We understand the mortgage application process can be time consuming, and life is busy. Within your online account you’re able to start an application and save your progress to return to when it’s most convenient for you.
  3. Track Your Application: Quickly and easily track the progress of your mortgage application in your personal account. Conveniently see at all times how your application is moving along through the approval process.

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Seacoast is here to support you with:

Local Florida Mortgage Experts

Local Florida Mortgage Experts

With 90+ years of Florida mortgage experience, we know what it takes to get you into the home of your dreams. Connect with our local mortgage specialists online, in-person or over the phone.

Quick Closing

Quick Closing

Fast closing means that we’ll get you into your new home as soon as possible.

Accurate Appraisals

Accurate Appraisals

A local underwriter means an accurate appraisal to ensure the value of your new home.

Step-By-Step Guidance

Step-By-Step Guidance

Our local experts are happy to provide hands-on guidance throughout the mortgage process.

Have Questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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1. Adjustable Rate Mortgages are subject to change.

2. Requalification may be required.