Commercial Equipment Financing

Seacoast Bank has the commercial equipment lending solutions to help your business remain competitive and profitable.

Seacoast Equipment Loans

Whether you’re looking to buy, replace or refinance your business equipment or vehicles, Seacoast is here to help. Our team of Florida-based commercial bankers has the knowledge and experience to structure a custom equipment financing solution that enables you to preserve capital while getting the right assets at the right volume to stay competitive.

Seacoast’s Commercial Equipment Financing Can Help:

  • Purchase the large-scale equipment you need without using capital
  • Restructure cash flow to lower payments while maximizing budgets and return on investment
  • Operate more efficiently by replacing obsolete and failing equipment
  • Leverage funding for a wide range of assets, technologies, and projects, including costs for delivery, installation, and more


Why choose Seacoast for business equipment financing?

Local, Same-Day Decisions

Local, Same-Day Decisions 1

Low Fixed-Rate Options

Low Fixed-Rate Options

Financing from $10,000

Financing from $10,000

Up to 100% Financing

Up to 100% Financing

Getting You The Right Equipment For Your Business Needs

Propel Your Business Growth
Financing your business's equipment needs is a critical step for any business—and having a partner with the right experience and knowledge makes all the difference. Seacoast offers flexible equipment financing solutions in Florida with up to 100% financing, flexible terms and fixed rates providing predictable monthly payments to manage cash flow and budgeting.

90+ years of Florida Business Expertise
We have been successfully partnering with Florida businesses since 1926. Our financial and business industry knowledge, expertise, deep community roots, cutting-edge technology and digital capabilities set Seacoast Bank apart from our local peers and larger competitors. So let us put our expertise and successful track record to work for you.

Propel Your Business Growth
Financing your business's equipment needs is a critical step for any business and having a partner with the right experience and knowledge makes all the difference. Seacoast offers flexible equipment financing solutions with competitive structures and rates, up to100% financing, flexible terms, and fixed rates providing predictable monthly payments to manage cash flow and budgeting.

Dependable Florida Business Expertise
We have been successfully partnering with Florida businesses since 1926. Not many banks can say that today. Our financial and business industry knowledge, expertise, and deep community roots combined with cutting-edge technology and digital capabilities set Seacoast Bank apart from our local peers and larger competitors. Let us put our knowledge and successful track-record to work for you.

What you need to apply:

  • Three years of tax returns for your business and each guarantor
  • Personal financial statements
  • Driver’s license information for each owner
  • Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2

 

 

1. Subject to receipt of all required documentation, day, and time of application.
2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES

Apply for your Commercial Equipment Financing

1. Gather Your Info.
We've listed out the items you'll need for your application in the "What You Need to Apply" section above for your convenience.
2. Enter Your Info.
Submit your information in the secure account that will be created when you click "Apply Now". You'll have the ability to begin & save your application to return to later.
Submit
A local, Florida-based commercial lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker about Commercial Equipment Financing.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community