Boat & Yacht Loans - Financing for new or used boats and yachts

Apply Now 

Looking for the best bank for a boat loan? We can help you set sail on your dreams of boat ownership. With a Seacoast Boat & Yacht Loan, you can access financing fast and enjoy the benefits of competitive boat loan rates in Florida. Plus, our boat loan calculator can help you plan your purchase by estimating monthly payments. Once you’ve qualified, use funds how you like, whether you’re planning to buy a new or used watercraft, fix up a project boat, refit a vessel or order a boat abroad. Apply today and see how a Seacoast Boat & Yacht Loan can set you on the right financial course.

Seacoast Boat & Yacht Loan Features

Flexible Lending Options
  • Yacht, new boat & used boat loan options available
  • Finance all aspects of boat ownership: refinancing, construction, refit, offshore registry and foreign delivery
Fast Application Process
  • Simple and fast loan application and decision process
  • Expedited loan process with online document sharing and electronic signature
  • Quick access to the funds you'll need to purchase your marine vehicle

Get an estimate on your monthly payments with our boat loan calculator.

Calculate Your Payment

What You Need to Apply

  • Driver’s license information
  • Income1
  • Collateral information
  • Approximate selling price/value


Applying for Your Boat or Yacht Loan is Simple

  1. Gather Your Info: We’ve listed out the items you’ll need for your application in the “What You Need to Apply” section for your convenience.
  2. Begin Your Application: Submit your information in the secure account that will be created when you click “Apply Now" below. You’ll be able to begin your application and save to return to later if you need to.
  3. Done: That wasn’t so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

Apply Now

Seacoast is here to support you with:

Quick, Easy Applications

Quick, Easy Applications

At Seacoast, applying for your loan or financing is always easy – and you’ll be done in minutes.

Fast Decisions

Fast Decisions

Typically receive a loan decision in one day or less2.

Electronic Banking

Secure Electronic Processing

Know your data is safe and secure with our online document sharing and electronic signature capabilities.

Accessible Florida Loan Experts

Accessible Florida Loan Experts

You can depend on Seacoast Bank's loan experts to guide you through the loan application process. Connect with them online, in-person or over the phone.

Have Questions? Speak with a Seacoast Banker

A local, Florida lender will follow up with you in one business day or less on the status of your loan.

Contact Form
Call us at:
Live Chat with us.
Chat Now

1. Supporting documents may be required and can be gathered by a Seacoast Bank representative if needed.

2. Subject to receipt of all required documentation, day, and time of application.