Florida Boat & Yacht Loans - Financing for New or Used Boats and Yachts

Yes, you can. Seacoast Bank offers refinancing options to help you potentially lower your interest rate or extend your loan term. To explore what your new loan payments might look like, try our Boat Loan Calculator.

Our streamlined process allows for quick decisions. In many cases, you should receive a loan approval within one business day after applying. However, keep in mind that while approval may be given, the distribution of funds may take up to an additional week.

Yes, a credit check is typically part of the application process. Having good credit can qualify you for better rates and terms.

At Seacoast Bank, we've streamlined the application process to get you on the water quickly. To get started, simply gather the following information:

• Driver's License - We'll need a copy of your valid driver's license for identification purposes.
• Proof of Income - Recent pay stubs, W-2s or other documents verifying your income will help us determine your loan eligibility.
• Collateral Information (if applicable) - For secured loans, you'll need details about the boat you're financing, including the manufacturer, model year and value.
• Estimated Boat Cost - Be sure to include the total purchase price, any warranties you plan to add and estimated taxes and fees to get the most accurate loan amount.