Florida Boat & Yacht Loans - Financing for New or Used Boats and Yachts

Dreaming of exploring Florida’s beautiful waterways from your own boat? At Seacoast Bank, we’re passionate about helping you turn those dreams into reality.

Our streamlined Seacoast Boat & Yacht Loan program offers competitive rates and fast boat loan financing options to get you on the water quickly and affordably.

We offer financing for a variety of needs, from new and used boat loans to project boat renovations and even overseas deliveries.

See how a Seacoast Boat & Yacht Loan can set you on a smooth course toward boating adventures!

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Seacoast Boat & Yacht Loan Features

Flexible Lending Options

  • Yacht, New Boat & Used Boat Loans - Whether you’re setting your sights on a sleek yacht, a brand-new fishing boat or a gently used cruiser, we have the Florida boat financing solution for you
  • Financing Beyond Purchase - Your boat ownership journey doesn’t stop at buying the vessel. We can also help you finance essential aspects like refinancing an existing boat loan, constructing a custom boat, refitting your current watercraft or even registering and delivering your boat offshore

Fast Application Process

We understand that getting out on the water is your priority. That’s why we’ve designed a fast and efficient loan application process.

  • Simple Application - Our online application is straightforward and easy to navigate
  • Quick Decisions - We leverage technology to expedite the decision process, so you won’t be waiting weeks to find out if you’re approved
  • Digital Convenience - Enjoy the ease of uploading documents and signing electronically, saving you valuable time and effort
  • Rapid Funding - Once approved, you’ll receive the funds quickly to secure your dream boat and hit the water sooner

Applying for Your Boat or Yacht Loan or Refinancing Is Simple

At Seacoast Bank, we understand that navigating the loan application process shouldn’t slow down your dreams of boating bliss. That’s why we’ve made applying for your Seacoast Boat & Yacht Loan quick and hassle-free.

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  1. Gather Your Info: Before beginning your application, ensure you have the necessary documents ready. You’ll need your driver’s license information, proof of income, collateral details and the approximate selling price or value of the vessel.
  2. Begin Your Application: Click “Apply Now” below to create a secure account and submit your information online. You can even save your application and return to it later if needed.
  3. Done: That wasn’t so bad, right? A local, Florida lender will follow up with you in one business day or less on your loan status.

Enjoy these standard features with all of our accounts:

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Quick, Easy Applications

At Seacoast, applying for your loan or financing is always easy – and you’ll be done in minutes

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Fast Loan Decisions

Typically receive a loan decision in one day or less

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Secure Online Processing

Know your data is safe and secure with our online document sharing and electronic signature capabilities

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Accessible Florida Loan Experts

Connect with Seacoast Bank's loan experts online, in-person or over the phone

Boat & Yacht Loans FAQs

Frequently Asked Questions

Connect with a Local Lender about New & Used Boat & Yacht Loans.

A local Florida lender will follow up with you in one business day or less on your loan status.

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Call us at:
800.706.9991
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