Make Your Dream of Boat Ownership a
Reality with a Boat Loan

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Serving Communities for More Than 90 Years

Enjoy Life on the Water with Seacoast’s Boat Loans

Thinking about buying a boat in Florida? Seacoast has a quick and easy boat loan application and decision process that puts you in the best position possible when financing a boat.

Boat Loan Benefits & Features:

  • Rates as low as 4.64% APR1
  • Simple and fast loan application and decision process - one day or less
  • Safe and easy online document sharing and electronic signature available to help expedite your loan process
  • Quick access to the funds you'll need to purchase your boat
  • Great rates for boats and yachts 
  • Finance all aspects of boat ownership

1. APR= Annual Percentage Rate. Rate effective February 01, 2021, and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2016 to 2021 boat. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 4.640% APR would be $418.96 per month for 84 months with a one-time $150 Loan Processing Fee. APR of 4.640% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

What You Need to Apply:

  • Driver's license information
  • Income2
  • Collateral information
  • Approximate selling price/value

2. Supporting documents may be required and can be gathered by a Seacoast Bank representative if needed.

Applying for Your Boat Loan is Simple.

Gather Your Info

We've listed out the items you'll need for your application in the "What You Need to Apply" section above for your convenience.

Enter Your Info

Submit your information in the secure account that will be created when you click "Apply Now" below. You'll have the ability to begin and save your application to return to later.


That wasn't so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.


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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community