Current Florida Personal Loan Rates

Product	APR1 as low as	Details	Get Started
Auto Loan	2.94%2	View Details
Boat Loan	4.64%3	View Details
Home Equity Line of Credit	4.25%4	View Details
RV Loan	4.64%5	View Details

1. APR = Annual Percentage Rate. The cost of credit as a yearly rate.

2. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2020 - 2022). Payment example for new vehicle: $30,000 loan for 60 months at 2.942% APR will result in an approximate monthly payment of $538.29 with a one-time $150.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 2.942% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of May 5, 2022 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

3. APR=Annual Percentage Rate. Rate effective May 5, 2022, and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2017 to 2022 boat. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 4.640% APR would be $418.96 per month for 84 months with a one-time $150 Loan Processing Fee. APR of 4.640% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

4. APR=Annual Percentage Rate. Rate effective May 5, 2022 and may change based on market conditions and borrower eligibility. Variable rate based on “The Wall Street Journal” Prime Rate (currently 4.00%) with a minimum APR of 4.25% and a maximum APR of 18.00%. Subject to credit approval. Your APR may be higher based on the prevailing variable rate index value, the amount of your credit line, combined loan-to-value, and/or property type. The APR referenced will require a minimum credit score of 780, minimum credit line of $50,000, and the credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1‐to‐4 family owner‐occupied properties. Primary or secondary residence only. Not available on investment property or manufactured homes. 180‐month draw period followed by a 0‐month repayment period, at which time the balance will be due in full. Homeowner’s property insurance is required. Flood insurance may be required. Offer does not apply to existing Seacoast Bank credit lines. Cancellation Penalty: In exchange for our agreement to pay all or a portion of your closing costs that would be otherwise payable by you, you agree that your account will remain open for at least 2 years from the date you open the Home Equity Line of Credit account. If you fail to keep this requirement, you will be required to pay an amount equal to the third party closing costs paid by Seacoast Bank. Loans subject to third party closing fees to cover Florida doc stamps and recording fees. Seacoast Bank may pay a portion of your closing costs, excluding appraisal and title policy, with an immediate draw of $25,000; other restrictions apply based upon the loan amount.

5. APR=Annual Percentage Rate. Rate effective May 5, 2022, and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2017 to 2022 RV. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 4.640% APR would be $418.96 per month for 84 months with a one-time $150 Loan Processing Fee. APR of 4.640% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

Seacoast Bank NMLS#: 608046

Contact one of our local Lending Experts for the current rates on additional product options.