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Current Florida Personal Loan Rates

Seacoast Bank offers a variety of lending solutions with competitive rates backed by our team of experienced Personal Lenders. Check out the rate table below for our most current rates when looking to finance a car, RV and more. Ready to get started?

Contact one of our local Lending Experts.

Rates as of January 3, 2023

Product

APR1 as low as

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Auto Loan

5.45%2

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Boat Loan

6.64%3

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Home Equity Line of Credit

7.75%4

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RV Loan

6.64%5

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1. APR = Annual Percentage Rate. The cost of credit as a yearly rate.

2. APR = Annual Percentage Rate. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2021 - 2023). Payment example for new vehicle: $30,000 loan for 60 months at 5.447% APR will result in an approximate monthly payment of $572.30 with a one-time $150.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 5.447% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of January 3, 2023 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

3. APR=Annual Percentage Rate. Rate effective January 3, 2023 , and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2018 to 2023 boat. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 6.644% APR would be $447.58 per month for 84 months with a one-time $150 Loan Processing Fee. APR of 6.644% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

4. APR=Annual Percentage Rate. Rate effective January 3, 2023 and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2017 to 2022 RV. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 6.644% APR would be $447.58 per month for 84 months with a one-time $150 Loan Processing Fee. APR of 6.644% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

5. APR=Annual Percentage Rate effective January 3, 2023 and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2018 to 2023 RV. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 6.644% APR would be $447.58 per month for 84 months with a one-time $150 Loan Processing Fee. APR of 6.644% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

 

Seacoast Bank NMLS#: 608046


Contact one of our local Lending Experts for the current rates on additional product options.

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At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community