Current Florida Personal Loan Rates

1. APR = Annual Percentage Rate. The cost of credit as a yearly rate.

2. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2023 - 2025). Payment example for new vehicle: $30,000 loan for 60 months at 6.84% APR will result in an approximate monthly payment of $591.77 with a one-time $250.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 6.84% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of June 2, 2025 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

3. APR=Annual Percentage Rate. Rate effective June 2, 2025 , and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2020 to 2025 boat. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 8.252% APR would be $471.37 per month for 84 months with a one-time $250 Loan Processing Fee. APR of 8.252% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

4. APR=Annual Percentage Rate. Rate effective June 2, 2025 and may change based on market conditions and borrower eligibility. Variable rate based on “The Wall Street Journal” Prime Rate (currently 7.50%) with a minimum APR of 8.50% and a maximum APR of 18.00%. Subject to credit approval. Your APR may be higher based on the prevailing variable rate index value, the amount of your credit line, combined loan-to-value, and/or property type. The APR referenced will require a minimum credit score of 780 and automatic payment deductions from your Seacoast Bank deposit account, minimum credit line of $25,000, and the credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1‐to‐4 family owner‐occupied properties. Primary or secondary residence only. Not available on investment property or manufactured homes. 180‐month draw period followed by a 0‐month repayment period, at which time the balance will be due in full. Homeowner’s property insurance is required. Flood insurance may be required. Offer does not apply to existing Seacoast Bank credit lines. Cancellation Penalty. At closing, the Disbursement Request and Authorization form may disclose that certain fees payable to third parties (“Third-Party Fees”) are being paid by Seacoast National Bank (instead of you, as may be disclosed above). In consideration of our payment of any Third-Party Fees, you agree that your Credit Line will remain open for at least two (2) years from the date you open your Credit Line. If you fail to keep the Credit Line open for at least two (2) years, you agree to pay a cancellation penalty in the amount equal to any Third-Party Fees paid by us.

5. APR=Annual Percentage Rate. Rate effective June 2, 2025, and may change based on market conditions and borrower eligibility. Annual Percentage Rate for 2020 to 2025 RV. 20% down required along with tax, title and registration fees. Monthly payments based on a $30,000 loan at 8.252% APR would be $471.37 per month for 84 months with a one-time $250 Loan Processing Fee. APR of 8.252% requires a minimum credit score of 751 and automatic payment deductions from your Seacoast Bank deposit account. Loans subject to credit approval. Offers may be withdrawn at any time. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

Seacoast Bank NMLS#: 608046

Contact one of our local Lending Experts for the current rates on additional product options.