Three Years of Tax Returns for the Business and Each Guarantor.
List of your current monthly debt payments.
Personal Financial Statement.
Driver License Information for Each Owner.
Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.3
Florida-based business and must be in business for a minimum of 3 years.
Applying for Your Business Banking Term Loan is Simple.
Gather Your Info
We've listed out the items you'll need for your business term loan application in the "What You Need to Apply" section above for your convenience.
Enter Your Info
Submit your information in the secure account that will be created when you click "Apply Now" below. You'll have the ability to begin and save your application to return to later.
That wasn't so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.
1. Subject to receipt of all required documentation, day, and time of application.
2. Subject to credit approval. The term, amount, interest rate and repayment schedule for your loan, and any product features, including interest rate locks, may vary depending on your creditworthiness and on the type, amount and collateral for your loan. Promotional offer/rate only available with specific, step down, 3-year prepayment penalty agreement. Business must have a current and active registration with the Florida Department of State. Additional restrictions may apply. See your local Seacoast banker for the required options. Loan amounts must be a minimum of $50,000, new money, to qualify. Excludes non-commercial real estate loans, refinances of existing Seacoast loans, construction loans, revolving to term loans, draw notes, leases, lines of credit, and any product that contains a variable rate.
3. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES