See how we can help make purchasing your dream home a reality.
At Seacoast Bank, we know what it takes to make your dream home come true. From conventional home mortgages to specialty loans, we offer a wide range of mortgage loan options made for every Florida homeowner. Whether you are purchasing your first home, building something custom, or are adding a vacation home, find the right mortgage for you when you apply at Seacoast.
Want to know how your down payment and monthly loan payments add up on your mortgage? Get an estimate with our mortgage loan calculator or explore the current Florida mortgage rates.
Fixed Rate Mortgage
Fixed rate mortgages come in 15-year and 30-year terms, offering a consistent interest rate and payment amount for the life of the loan. See how a fixed rate mortgage can make payments predictable and help make budgeting easier.
Customize how you pay off your mortgage. Choose from adjustable and fixed rate mortgage options while you make your house a home with the help of a Seacoast construction loan.
Mortgage amounts in excess of $726,200 need to be purchased with a jumbo loan. Whether it is for primary residences, second or vacation homes or investment properties, explore our mortgage rates and see how you can start financing larger home purchases.
Adjustable Rate Mortgage
Want to avoid paying higher interest on your mortgage? With adjustable rate mortgages (ARM) you can pay what you owe faster and at a lower interest rate—great for buyers with a short-term mortgage in mind.
If you are just starting to build up credit history, Federal Housing Administration (FHA) loans can be a more affordable and accessible mortgage solution. With an FHA Loan you pay less money upfront for a down payment and have lower applicant credit score mortgage requirements.
Backed by the Federal Housing Administration, FHA loans can help make the dream of home ownership affordable.
Are you a military Veteran, living spouse of a service member or serving active duty? With special perks and backing by the federal government, Veterans Administration (VA) loans can help make homeownership possible.
Backed by the U.S. Department of Veterans Affairs, a VA loan makes home buying easy for eligible military veterans.
Plan ahead for your future home with a Seacoast lot loan. Find financing options to help you secure up to 5 acres of land for your future home, which you can build on later.
Community Home Mortgage
A Community Home Mortgage can help make your dream of owning a home a reality. Take advantage of low-down payment options which makes qualifying easier than you might think.
FHLB Community Partners Home Mortgage
Funding available up to $10,000 for qualified buyers that meet product and income eligibility requirements, including first-time homebuyers or families and individuals that currently own a home or have previously owned a home.
USDA Home Loan
Intended to help low to moderately low-income families in rural areas. If you and your property qualify then eligible borrowers may purchase, build, rehab or relocate a home in an eligible area.
As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.