Seacoast Mortgage Loans

Fixed Rate Mortgage

FEATURES

• Various fixed-rate programs available
• Interest rates and payments remain consistent
  
  

Construction Loan

FEATURES

• Competitive adjustable and fixed rate options available
• One-time closing saves you hundreds of dollars in closing costs 
• Fast, local approvals 

Jumbo Loans

FEATURES

• A loan is considered a jumbo mortgage when the balance exceeds the conforming loan limits set by the Federal Housing Finance Agency, currently $726,200
• Fixed-rate or adjustable-rate jumbo mortgage options availbable

Adjustable Rate Mortgage

FEATURES

• Low down payments with typically lower initial rates
• A good mortgage option for buyers not looking to stay in the home for many years 

FHA Loans

Backed by the Federal Housing Administration, FHA loans can help make the dream of home ownership affordable.

FEATURES

• Requires less money down than traditional loans, as little as 3.5% down payment
• You can have less-than-perfect credit, which means they are typically easier to qualify for 

VA Loans

Backed by the U.S. Department of Veterans Affairs, a VA loan makes home buying easy for eligible military veterans.

FEATURES

• 100% financing available: Qualified borrowers (those who have served or are presently serving in the US Military) can purchase a home with no down payment 
• Options for less-than-perfect credit

Lot Loan

FEATURES

• Loans available up to $500,000 on up to 5 acres  
• Plan how you'll start construction on your home within 3-5 years of closing