Seacoast Mortgage Loans

Fixed rate mortgages come in 15-year and 30-year terms, offering a consistent interest rate and payment amount for the life of the loan. See how a fixed rate mortgage can make payments predictable and help make budgeting easier.

Customize how you pay off your mortgage. Choose from adjustable and fixed-rate mortgage options while you make your house a home with the help of a Seacoast construction loan.

Mortgage amounts in excess of $806,500 need to be purchased with a jumbo loan. Whether it is for primary or secondary residences, vacation homes or investment properties, we invite you to explore our mortgage rates and see how you can start financing larger home purchases.

With Adjustable Rate Mortgages (ARM) you may be able to pay your loan balance faster and at a lower interest rate —great for buyers with a short-term mortgage in mind.

If you are just starting to build up credit history, Federal Housing Administration (FHA) loans can be a more affordable and accessible mortgage solution.  With an FHA Loan you pay less money upfront for a down payment and have lower applicant credit score mortgage requirements.

Are you a military Veteran, living spouse of a service member or serving active duty? With special perks and backing by the Federal Government, Veterans Administration (VA) loans can help make homeownership possible. 

Plan ahead for your future home with a Seacoast lot loan. Find financing options to help you secure up to 5 acres of land for your future home, which you can build on later.

A Community Home Mortgage offers low-down-payment options, which makes qualifying easier. As a result, purchasing your dream home could be closer than you think.

Funding available up to $15,000 for qualified buyers that meet product and income eligibility requirements, including first-time homebuyers or families and individuals that currently own a home or have previously owned a home.

Intended to help low to moderately low-income families in rural areas. If you and your property qualify, then eligible borrowers may purchase, build, rehab or relocate a home in an eligible area.