Get More for Your Money with a Seacoast Bank Auto Loan

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Serving Communities for More Than 90 Years

Looking for an Auto Loan in Florida? We’ve Got You Covered.

While you can usually get financing on a car through a dealership, shopping around is the best way to ensure you get a great rate. With our quick and easy auto loan application and decision process, you can walk into the dealership with financial leverage, giving you a better negotiating position.

Auto Loan Features:

  • Rates as low as 3.94% APR1
  • Simple and quick application and decision process in one day or less
  • Safe and easy online document sharing
  • Electronic signature available to help expedite your loan process
  • Walk into the dealership with financial leverage and be in a better position to bargain with the dealer

1. APR= Annual Percentage Rate. Rate effective April 7, 2021. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 80% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2016 - 2021). Payment example for new vehicle: $30,000 loan for 60 months at 3.944% APR will result in an approximate monthly payment of $551.74 with a one-time $150.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 72 months. APR of 3.944% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of April 7, 2021 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

What You Need to Apply:

  • Driver's license information
  • Income2
  • Collateral information
  • Approximate selling price/value 

2. Supporting documents may be required and can be gathered by a Seacoast Bank representative if needed.

Applying for Your Auto Loan is Simple.

Gather Your Info

We've listed out the items you'll need for your application in the "What You Need to Apply" section above for your convenience.

Enter Your Info

Submit your information in the secure account that will be created when you click "Open Now" below. You'll have the ability to begin and save your application to return to later if you need to.

That wasn't so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.


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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community