While you can usually get financing on a car through a dealership, shopping around is the best way to ensure you get a great rate. With our quick and easy auto loan application and decision process, you can walk into the dealership with financial leverage, giving you a better negotiating position.
1. APR= Annual Percentage Rate. Rate effective April 7, 2021. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 80% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2016 - 2021). Payment example for new vehicle: $30,000 loan for 60 months at 3.944% APR will result in an approximate monthly payment of $551.74 with a one-time $150.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 72 months. APR of 3.944% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of April 7, 2021 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.
2. Supporting documents may be required and can be gathered by a Seacoast Bank representative if needed.