Plan Ahead With a Small Business Line of Credit

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Small Business Line of Credit Features:

  • Business Line of Credit rates as Low as Prime Plus 1% for Qualified Borrowers1
  • Simple and Fast Loan Application & Decision Process - One Day or Less
  • Line Amounts Up to $50,000
  • No Collateral Required
  • Easy, Online Access to Your Funds
  • Manage Short Term Needs & Long Term Goals
  • Receive Potential Tax Benefits (Consult With Your Tax Advisor)
  • Use for Optional Overdraft Protection on Your Seacoast Business Checking Account

Things You Need to Apply:

  • Three Years of Tax Returns for Your Business and Each Guarantor
  • Personal Financial Statements
  • Driver License Information for Each Owner
  • Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2



1. Seacoast Business Solutions Working Capital Line of Credit. Variable rate is between Prime +1.00% and Prime +11.00% depending upon your personal and business credit evaluation. Rate is effective as of May 29, 2018 and is subject to change. Rate can adjust monthly. Line amount between $10,000 minimum and $500,000 maximum and is due on demand with a 3-year maturity. Opening fee of $400 fee is waived for a limited time for all new customers who set up loan payments to be automatically deducted from a Seacoast Bank Business Checking Account. Offer may be modified or withdrawn at any time. Annual fee of $150 is applied starting the second year. Please contact your Seacoast Bank representative for additional details.

2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES

Applying for Your Business Line of Credit is Simple.

Gather Your Info
We've listed out the required items you'll need for your application in the "Things You Need to Apply" section above for your convenience.
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Create a secure account and submit your information in just a few easy steps when you click “Apply Now” below. Don’t have much time? That’s ok – you can save your application and return to it later.

That wasn't so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

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Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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