Plan Ahead with a Small Business Line of Credit

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Competitive Interest Rates

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Fast, Local Decisions1

Give Your Business the Capital It Needs

Similar to a credit card, a business line of credit allows you to borrow up to a certain amount and only pay interest on the amount that you borrow. If you’re looking to expand your business, buy inventory or pay for an unexpected expense, a business line of credit may be the right fit for you.

Small Business Line of Credit Features:

  • Simple and Fast Business Loan Application & Decision Process
  • Line Amounts from $10,000
  • Easy Online Access to Your Funds
  • Manage Short-Term Needs & Long-Term Goals
  • Receive Potential Tax Benefits (Consult with Your Tax Advisor)
  • Use for Optional Overdraft Protection on Your Seacoast Business Checking Account

What You Need to Apply:

  • Three years of tax returns for your business and each guarantor.
  • List of your current monthly debt payments.
  • Personal financial statements.
  • Driver’s license information for each owner.
  • Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2


Florida-based business and must be in business for a minimum of 3 years.




1. Subject to receipt of all required documentation, day, and time of application.  
2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES

Applying for Your Business Line of Credit is Simple

Gather Your Info
We've listed out the required items you'll need for your application in the "Things You Need to Apply" section above for your convenience.
Enter Your Info

Create a secure account and submit your information in just a few easy steps when you click “Apply Now” below. Don’t have much time? That’s ok – you can save your application and return to it later.

That wasn't so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker about a Business Line of Credit.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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