Banking Freestyle Checking - Banking your way, every day.

The Everyday Checking Account Built Around You

With Banking Freestyle Checking you can enjoy the convenience of banking online or in-branch, coupled with simple ways to avoid fees and no minimum balance requirement.

Seacoast Banking Freestyle Checking Account Features

Efficient Online Tools
  • Free Seacoast Bank Online & Mobile banking
  • Paperless banking available
Flexible Transaction Options
  • Fee-free access to 55,000+ Allpoint® ATMs worldwide1 
  • Unlimited check writing
Account Services and Savings
  • No minimum balance
  • Complimentary easy switch concierge

Choose a checking account with $0 monthly fees. We give you two ways to qualify:

  • Choose e-statements AND receive one direct deposit of $250 or more per statement cycle


  • Choose e-statements AND make 7 or more debit card purchases per statement cycle



Open your Banking Freestyle Checking account in three easy steps

  1. Gather Your Info: We'll need your address, phone, email and social security number (or taxpayer ID).
  2. Fund Your Account: We'll need a bank account and routing number for your initial deposit.
  3. Done: We'll send you a confirmation email, then watch the mail for your debit card and checks.

Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide1. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere

Have questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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1. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.
2. $0 monthly maintenance fee when you Opt to receive e-statements and have one direct deposit of $250 or more per statement cycle OR Opt to receive e-statements and perform 7 debit card purchases per statement cycle, otherwise a $10 monthly maintenance fee will apply.