Preferred Checking - Classic Banking With Modern Convenience at Your Fingertips

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Convenient Banking with Flexible Features Tailored to Your Lifestyle

Seacoast Preferred Checking offers the tried-and-true features you expect, coupled with modern amenities, together in an account that's secure and refreshingly simple to use. Why? Because when you have a good thing there's no need to change.

Seacoast Preferred Checking Account Features

Efficient Online Tools

  • Free Seacoast Bank Online & Mobile Banking1 
  • Paperless Banking available

Flexible Transaction Options

  • Two Non-Seacoast ATM Rebates per month (Seacoast Fee Only)
  • Fee-free access to 55,000+ AllPoint® ATMs worldwide2
  • Unlimited check writing

Account Services & Support

  • Discounted loan rates
  • Free paper statements
  • Complimentary easy switch concierge3

$0 Monthly Maintenance Fee When You Meet Any ONE of the Following Criteria:4

  • Be age 50 or older and receive direct deposits totaling $250 or more per month
  • Maintain an average monthly balance of $2,500 or more
  • Keep a combined daily balance of $10,000 or more across your savings, money market, CD or IRA accounts

Open Your Preferred Checking Account in Three Easy Steps

  1. Gather Your Info: We'll need your address, phone, email and social security number (or taxpayer ID).
  2. Fund Your Account: We'll need a bank account and routing number for your initial deposit.
  3. Done: We'll send you a confirmation email, then watch the mail for your debit card and checks.
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Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide2. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere

Have questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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Call us at:
800.706.9991
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Visit us:
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Find the right account for you →

1. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
2. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia and Mexico.
3. Support Seacoast offers to new checking customers by helping them transfer direct deposits and recurring payments to fully activate their account.
4. Otherwise a $15 monthly maintenance fee will apply.