Personal Money Market

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Money Market Accounts: Pay Bills & Earn Higher Interest Rates

The flexibility you need with the higher earning potential you deserve. Enjoy competitive rates coupled with convenient features with a Money Market Account in Florida from Seacoast Bank. A Money Market Account offers higher interest rates than a savings account with the added ease of checking account privileges.

A Money Market Account Without Surprises
  • 6 withdrawals permitted per statement cycle; any in excess will incur a $10 fee per month
  • Tiered interest structure
  • No monthly maintenance fee ($15) when you maintain a minimum daily balance of $2,500

Benefits of a Seacoast Money Market Account

  • Higher Interest Rates: Unlock competitive Money Market rates designed to earn you more with higher rates and compounding interest
  • FDIC Insurance Coverage: Seacoast Bank is insured by the FDIC, protecting your funds from loss
  • Check-Writing and Easy Fund Access: Unlike traditional Savings Accounts, Money Market Accounts provide access to checks, a Debit Card and six withdrawals per statement (excluding ATM and teller line)
  • Free Online & Mobile Banking1: Convenient and secure platform for managing your finances.

 

How to Open a Money Market Account

  1. Gather Your Info: We'll need your address, phone, email and Social Security number (or taxpayer ID).
  2. Fund Your Account: We'll need a bank account and routing number for your initial deposit.
  3. Done: We'll send you a confirmation email. Watch the mail for your debit card and checks.
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Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide2. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere.

Comparing Money Market Accounts to Other Savings Options

To determine the best savings option for you, consider your savings goals. How long will it take to achieve the desired amount? Monthly fees and minimum daily balance amounts for each account should also be considered.

Traditional Savings Accounts earn interest at lower rates with less accessibility to funds. This may be preferred for individuals that are inclined to spend more. Money Market Accounts may be more beneficial for those with short-term savings goals that want a greater return on interest.

To compare personal Savings Account options at Seacoast Bank, use our Savings Account Comparison Tool or speak with one of our financial advisors.

 

Money Market FAQs

Frequently Asked Questions

Have Questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.
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Call us at:
800.706.9991
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1. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
2. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.