Be prepared for the upcoming conversion.
As you prepare for the transition of your accounts to Seacoast Bank, the following are changes that you will experience prior to, or after, Monday, August 18, 2025, our system conversion date. Please refer to the list below for actions and key dates to guide your transition to Seacoast Bank.
DON'T MISS OUT ON IMPORTANT COMMUNICATIONS. Be sure to add Seacoast Bank to your email safelist to ensure you receive important updates about online and mobile banking, the transition of your services and what to expect during conversion weekend.
As you prepare for the transition of your accounts to Seacoast Bank, the following are changes that you will experience prior to, or after, Monday, August 18, 2025, our system conversion date. Please refer to the list below for actions and key dates to guide your transition to Seacoast Bank.
DON'T MISS OUT ON IMPORTANT COMMUNICATIONS. Be sure to add Seacoast Bank to your email safelist to ensure you receive important updates about online and mobile banking, the transition of your services and what to expect during conversion weekend.
Online & Mobile BankingImportant Actions Required Before 5PM on Friday, August 15:
NEED ADDITIONAL HELP? Refer to our frequently asked questions to find the answers you need. Visit the Online & Mobile Banking section of the FAQs to find answers to the most frequently asked questions. |
Online & Mobile BankingImportant Actions Required Before 5PM on Friday, August 15:
NEED ADDITIONAL HELP? Refer to our frequently asked questions to find the answers you need. Visit the Online & Mobile Banking section of the FAQs to find answers to the most frequently asked questions. |
Our experienced Treasury Management team is here to help facilitate a smooth transition to Seacoast Bank on Monday, August 18. Our suite of products and solutions, combined with our expertise, will help move your business forward.
Access to the Heartland National Bank RDC platform will not be available after 6PM on Friday, August 15. Upgrade appointments will begin after conversion, during the week of August 18, and continue through Friday, August 29. The Heartland National Bank RDC platform will be available through August 31 for report viewing only.
Clients who import Nacha formatted files may wish to update batch header records with Seacoast Bank information. Please contact TMCustomerCare@SeacoastBank.com for details. Once you have made the format changes, we request that you send us a test file as soon as possible to validate and test the file format.
Seacoast Bank offers two easy options for the use of tokens:
You will be prompted at login to download the token and add your credential ID. Download the “VIP Access” Application from Google Play or Apple store on your mobile phone now and have the credential ID ready for first login.
To have a physical token mailed, an Online Account Administrator can call the Treasury Management Customer Care team at 866.414.2223 for assistance.
The current token you use for online originated ACH and Wire transactions will no longer work after August 15, 2025 and the Duo Mobile App will not be compatible with Seacoast Bank Online Banking platform.
As an added protection to your accounts, Seacoast participates in transaction monitoring. At times, we may reach out to you via phone to confirm higher risk online originated transactions. When these situations arise, timely response is important to prevent delays in processing.
Take advantage of later deadlines with Seacoast Bank.
Seacoast Bank | Heartland National Bank | |
Bill Pay | 8 PM ET | 4 PM ET |
Lockbox | 1x Daily | N/A |
Remote Deposit Capture | 8 PM ET | 6 PM ET |
Mobile Deposit | 7 PM ET | 6 PM ET |
ACH | ||
Same Day | 1:55 PM ET | 4:30 PM ET |
Prefunding (retry windows) | 2x | Researched Manually |
Next Day Settlement (future) | 6 PM ET | 5 PM ET |
Wire | ||
Incoming | 6 PM ET | 5 PM ET |
Online Domestic | 5 PM ET | 5 PM ET |
Online International | 5 PM ET | 4 PM ET |
Branch Domestic | 5 PM ET | 5 PM ET |
Branch International | 4:30 PM ET | 4 PM ET |
Positive Pay & ACH Positive Pay | ||
Exceptions (default "return") | 2 PM ET | 4 PM ET |
WE'RE HERE TO HELP. Please contact our experienced Treasury Management Customer Care team with any questions or for technical support. Call 866.414.2223 to speak with a representative Monday through Friday 8 AM ET - 6 PM ET OR email us at TMCustomerCare@Seacoastbank.com with questions or comments.
Debit Card
NEED ADDITIONAL HELP? Refer to our frequently asked questions to find the answers you need. Visit the Debit Card section of the FAQs to find answers to the most frequently asked questions. |
ATMs
ATM & BRANCH AVAILABILITY OVER CONVERSION WEEKEND: After the dates listed above, Heartland National Bank ATMs will be available for cash withdrawals only. On Friday, August 15, Sebring & Avon Park Branches close at 3 PM ET and Lake Placid & Sun 'N Lake Branches close at 5 PM ET. Over conversion weekend, deposits can be made using the night drop, as branches and ATMs will be unavailable. |
Bill Pay
PLEASE NOTE: Seacoast Bank Bill Payment may be unavailable to some Heartland National Bank customers during the week of August 18 as we finalize the online banking and bill payment conversion. If you are still unable to access the Seacoast Bank Bill Payment platform after August 25, please contact one of our bankers. |
ACH & Wire Transfers
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Debit Card
NEED ADDITIONAL HELP? Refer to our frequently asked questions to find the answers you need. Visit the Debit Card section of the FAQs to find answers to the most frequently asked questions. |
ATMs
ATM & BRANCH AVAILABILITY OVER CONVERSION WEEKEND: After the dates listed above, Heartland National Bank ATMs will be available for cash withdrawals only. On Friday, August 15, Sebring & Avon Park Branches close at 3 PM ET and Lake Placid & Sun 'N Lake Branches close at 5 PM ET. Over conversion weekend, deposits can be made using the night drop, as branches and ATMs will be unavailable. |
Bill Pay
PLEASE NOTE: Seacoast Bank Bill Payment may be unavailable to some Heartland National Bank customers during the week of August 18 as we finalize the online banking and bill payment conversion. If you are still unable to access the Seacoast Bank Bill Payment platform after August 25, please contact one of our bankers. |
ACH & Wire Transfers
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In preparation for Monday, August 18, there are a number of things of which you should be aware.
Hover over icon on the cards below to find out what will be available and unavailable over conversion weekend.
FRIDAY, AUGUST 15![]()
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SATURDAY, AUGUST 16![]()
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SUNDAY, AUGUST 17![]()
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MONDAY, AUGUST 18![]()
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NEED ADDITIONAL HELP? Refer to our frequently asked questions to find the answers you need.
1. Apple, the Apple logo, iPad, iPhone, iPod touch, Apple Watch, Touch ID and Apple Pay are trademarks of Apple Inc., registered in the United States and other countries.
2. Worldwide includes USA, United Kingdom, Canada, Australia, and Mexico. Look for the logo to ensure your transactions will be fee-free. Some retail location ATMs may feature a different bank's brand. As long as it has an Allpoint logo, your transaction will be fee-free.
In preparation for Monday, August 18, there are a number of things of which you should be aware.
FRIDAY, AUGUST 15
|
SATURDAY, AUGUST 16
|
SUNDAY, AUGUST 17
|
MONDAY, AUGUST 18
|
Need additional help? Refer to our frequently asked questions to find the answers you need.
1. Apple, the Apple logo, iPad, iPhone, iPod touch, Apple Watch, Touch ID and Apple Pay are trademarks of Apple Inc., registered in the United States and other countries.
2. Worldwide includes USA, United Kingdom, Canada, Australia, and Mexico. Look for the logo to ensure your transactions will be fee-free. Some retail location ATMs may feature a different bank's brand. As long as it has an Allpoint logo, your transaction will be fee-free.