Banking Freestyle Student Checking - For Students & Teens

Parents or guardians listed as joint account holders can monitor account activity, set up alerts, and help guide responsible spending. With access to Seacoast’s Online and Mobile Banking, parents can:

• View transactions in real time
• Set up account alerts and notifications
• Transfer funds or monitor balances
• Help teens build smart financial habits with oversight and support

To open a Freestyle Student Checking account, the primary signer must be between the ages of 14 and 24. If the primary signer is under 18, a parent or legal guardian must be a joint account holder.

Students ages 14–17 must open their account in person at a Seacoast Bank branch, while students ages 18–24 can open an account online or in-branch.

To get started, you’ll need:

• Your address, phone number, and email
• Your Social Security Number or Taxpayer Identification Number
• A student ID (if applicable)
• Agreement to receive eStatements

Freestyle Student Checking has no monthly maintenance fee when the primary signer:

• Opts to receive eStatements
  and
• Has one direct deposit of $250 or more per month
  or
• Performs 7 debit card purchases per month

This makes it a great option for teens and students looking for a low-cost, flexible checking account.

Yes! Seacoast Bank offers savings accounts designed to help students and minors build strong financial habits from an early age.

• Minor Savings Account:

  Perfect for children and teens under 18, this account helps young savers learn the value of saving early. It features:

  • No monthly maintenance fee when you are under the age of 18
  • Interest earned on every dollar saved
  • Joint ownership with a parent or guardian for guidance and oversight

• Seacoast Savings Account:

  • A flexible savings option for students and young adults, this account supports long-term financial goals with:
  • Competitive interest rates
  • Easy access through Online and Mobile Banking
  • No monthly fee when minimum balance requirements are met

Whether you're just starting out or saving for college, Seacoast's savings accounts offer the tools and support to help you grow your money with confidence.