Certificate of Deposit (CD) - Start saving on your own terms.

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You call the shots with your choice of CD

Achieve your savings goals on your terms. A Certificate of Deposit (CD) is a specific type of savings account that has a fixed term and a fixed interest rate that’s typically higher than a regular savings account. Seacoast Bank offers great local CD rates in Florida so you can work towards your savings goals.

Seacoast CD Account features
  • Guaranteed fixed interest rate for the term of the CD
  • Multiple CD terms available
  • A CD may offer higher interest rates than other savings options
  • Low-risk investment; CDs are insured by the FDIC up to available limits
  • Free Seacoast Bank Online & Mobile Banking1

A CD Account Without Surprises

  • CDs are a secure, low-risk investment. However, early withdrawal penalties apply:

      • o With the maturity period of one year or less, the penalty equals the loss of simple interest for three months.
      • o With the maturity period greater than one year, the penalty equals the loss of simple interest for six months.
  • Automatically renewable

Open your certificate of deposit in three easy steps

  1. Gather Your Info: We’ll need your address, phone, email, and Social Security number (or taxpayer ID).
  2. Fund Your Account: We’ll need a bank account and routing number for your initial deposit.
  3. Visit Your Local Branch: Bring the above information with you.
FIND A LOCATION

Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide2. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere.

Have questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.
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866.710.5778
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Find the right account for you →

1. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
2. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.