Certificate of Deposit (CD) - Start saving on your own terms.

You Call the Shots With Your Choice of CD

Seacoast CD Account Features

  • Guaranteed fixed interest rate for the term of the CD 
  • Multiple CD terms available 
  • A CD may offer higher interest rates than other savings options
  • Free online & mobile banking1

Seacoast Believes in Service, Not Surprises.

  • Early withdrawal penalties apply:
    • With the maturity period of one year or less, the penalty equal the loss of simple interest for three months.
    • With the maturity period greater than one year, the penalty equals the loss of simple interest for six months.
  • Automatically renewable. 

To Open Your Certificate of Deposit 

  1. Gather Your Info: We'll need your address, phone, email and social security number (or taxpayer ID).
  2. Fund Your Account: We'll need a bank account and routing number for your initial deposit.
  3. Visit Your Local Branch: Bring the above information with you.

Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide2. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa, and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere.

Have Questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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Seacoast Savings

Free Automatic Transfers

Personal Money Market

Tiered Interest Structure


FDIC-Insured Retirement Savings

Health Savings Account

Tax-Free Withdrawals

1. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.
2. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.