Certificate of Deposit (CD) - Start saving on your own terms.

You call the shots with your choice of CD

Achieve your savings goals on your terms. A Certificate of Deposit (CD) is a specific type of savings account that has a fixed term and a fixed interest rate that’s typically higher than a regular savings account. Seacoast Bank offers great local CD rates in Florida so you can work towards your savings goals.

Seacoast CD Account features
  • Fixed annual interest rate for the term of the CD
  • Multiple CD terms available
  • A CD may offer higher interest rates than other savings options
  • Low-risk investment; CDs are insured by the FDIC up to available limits
  • Free Seacoast Bank Online & Mobile Banking2

A CD Account Without Surprises

  • CDs are a secure, low-risk investment. However, early withdrawal penalties apply:

      • o With the maturity period of one year or less, the penalty equals the loss of simple interest for three months.
      • o With the maturity period greater than one year, the penalty equals the loss of simple interest for six months.
  • Automatically renewable

Open your Certificate of Deposit Online Now

Visit Your Local Branch for additional CD term options.

Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide3. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere.

Have questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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Tax-Free Withdrawals

1. Annual Percentage Yield (APY) accurate as of June 1, 2024. Early withdrawal may be subject to penalty. Offer may be withdrawn at any time. Minimum opening deposit of $1,000 required. Offer not available to funds currently on deposit at Seacoast Bank. Special Annual Percentage Yield (APY) applicable to initial term only. At maturity, CD will automatically renew for the same renewal term.

2. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

3. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.