Start Planning for Your Post-Retirement
Future Today with an IRA

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Save for Retirement


Shelter Your Retirement Funds from Taxes* 

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Help Fund Your Retirement with an IRA Savings Account

With an IRA savings account from Seacoast Bank, you’ll earn interest and potentially gain access to more investment options than available with your employer-sponsored savings account. Plus, you’ll be able to defer taxes on your savings until you take your funds out of the plan.*

Your Seacoast Bank IRA savings account is also FDIC insured*, offering you greater peace of mind that your money will be there when you need it for retirement.

IRA Savings Account Features:

  • Great choice when saving for retirement 
  • Earns interest
  • Shelter your retirement funds from taxes until you take the funds out of the plan* 
  • Supplement your current employer-sponsored savings plan
  • Potentially gain access to a wider range of investment options than your employer-sponsored savings plan may offer

*IRA accounts are aggregately insured by the FDIC for $250,000 and they are insured separately from other deposit accounts. Please consult a tax professional for further information.

What You Should Know:

  • Minimum opening balance of $100
  • IRA annual contribution limits set by IRS
  • An administrative closing fee may be charged

Opening Your Banking Freestyle Account Online is Simple.

Provide Seacoast Your Info

Visit a branch or call 866.710.5778 to begin. We'll need your address, phone, email and Social Security number (or taxpayer ID).

Fund Your Account

We'll need a bank account and routing number for your initial deposit.


You're ready to start saving!

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.


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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community