Individual Retirement Account (IRA) - A better account for a better retirement.

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An IRA Savings Account Makes Preparing for Retirement Less Taxing

An IRA savings account is an interest-earning, tax-advantaged account that helps you save for retirement.

Seacoast IRA Savings Account Features:
  • Earns interest
  • FDIC-insured retirement savings
  • Shelter your retirement funds from taxes until you take the funds out of the plan1
  • Supplement your current employer-sponsored savings plan
  • Potentially gain access to a wider range of investment options than your employer-sponsored savings plan may offer
An IRA Savings Account Without Surprises
  • Minimum opening balance of $100
  • IRA annual contribution limits set by IRS
  • An administrative closing fee may be charged

Prepare for Retirement with Seacoast Bank

It’s never too early or too late to think about your retirement savings timeline—you have options at any age.

Let’s walk through them together, so you can protect your golden years.

As your local Florida financial experts, Seacoast Bank can help you create a savings plan that sets you on the right track toward your retirement goals.

Let’s chat. Speak with a Seacoast Banker today.

How to Open Your IRA savings account in Three Easy Steps:

  1. Gather Your Info: We'll need your address, phone, email, and Social Security number (or taxpayer ID).
  2. Fund Your Account: We'll need a bank account and routing number for your initial deposit.
  3. Visit your local branch:  Bring the above information with you.

Enjoy these standard features with all of our accounts:

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Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide2. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Mobile Deposit

Deposit a check anywhere, anytime using the Seacoast Mobile Banking app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere.

Have Questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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Tax-Free Withdrawals

1. IRA accounts are aggregately insured by the FDIC for $250,000 and they are insured separately from other deposit accounts. Please consult a tax professional for further information.
2. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.