IRA - A better account for a better retirement.

Visit Your Nearest Branch

IRA Savings Account Makes Savings for Retirement Less Taxing

Seacoast IRA Savings Account Features

  • Earns interest
  • FDIC-insured retirement savings
  • Shelter your retirement funds from taxes until you take the funds out of the plan1
  • Supplement your current employer-sponsored savings plan
  • Potentially gain access to a wider range of investment options than your employer-sponsored savings plan may offer

Seacoast Believes in Service, Not Surprises.

  • Minimum opening balance of $100.
  • IRA annual contribution limits set by IRS.
  • An administrative closing fee may be charged.

Open Your IRA Savings Account in Three Easy Steps

  1. Gather Your Info: We'll need your address, phone, email and social security number (or taxpayer ID).
  2. Fund Your Account: We'll need a bank account and routing number for your initial deposit.
  3. Done: We'll send you a confirmation email, then watch the mail for your debit card and checks.
Visit Your Nearest Branch

Enjoy these standard features with all of our accounts:

ATM

Allpoint® ATMs

Get cash fee-free at 55,000+ Allpoint® ATMs worldwide2. These ATMs are available for cash withdrawals and balance inquiries at retailers including CVS, Target, Walgreens, WaWa, and more.
Find an Allpoint® ATM location »

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Protection You Can Trust

Security is our top priority and substantial measures are in place at Seacoast Bank to protect your identity and your accounts against theft and personal fraud.

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Digital Deposit

Deposit a check anywhere, anytime using the Seacoast mobile app on your smart device.

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Free Online & Mobile Banking

Our online and mobile banking options are fast, convenient, and secure. Pay bills, transfer money, check your balance, and more anytime, anywhere.

Have Questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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Call us at:
866.710.5778
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Live chat with us.
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Tax-Free Withdrawals

1. IRA accounts are aggregately insured by the FDIC for $250,000 and they are insured separately from other deposit accounts. Please consult a tax professional for further information.
2. No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.