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Current Mortgage Rates

Seacoast offers a variety of mortgage loans with competitive mortgage rates backed by our team of experienced Mortgage Lenders. Check out the rate table below for our most current fixed rates when considering a home loan. Ready to get started?

Contact one of our local Mortgage Lending Experts or Apply Now.

Rates as of 4/3/2020


Fixed Rate Loans

Interest Rate1

APR2

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30 Year Fixed

3.25%

3.366%3

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15 Year Fixed

3.875%

4.060%4

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30 Year Fixed Jumbo (Loans Greater than $510,400)

3.75%

3.826%5

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Refinance your current house with rates as low as 3.33% APR6 Get Started >>

 

1. Interest rates and pricing may vary based on risk-based pricing adjustments such as credit score, loan-to-value, occupancy, and additional factors based on loan program. Interest rates are subject to change without notice.

2. APR=Annual Percentage Rate. The cost of credit as a yearly rate.

3. The quoted APR is based on a 45-day interest rate lock period with 0.375% discount points and assumes the following loan level characteristics: $225,000 loan amount, 80% loan-to-value, 740 credit score, Purchase money or Rate-Term Refinance of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required.  Mortgage Insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $510,400.  Terms of repayment:  360 monthly payments of $979.21 at an APR of 3.366%.  Payments do not include applicable taxes and insurance.  Actual obligation will be greater.  Other conditions apply.  Subject to credit approval.

4. The quoted APR is based on a 60-day interest rate lock period with 0.125% discount points and assumes the following loan level characteristics:  $225,000 loan amount, 80% loan-to-value, 740 credit score, Cash-Out Refinance of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required.  Mortgage insurance may be required if loan-to-value is greater than 80%.  Maximum loan amount is $510,400.  Terms of repayment:  180 monthly payments of $1,650.24 at an APR of 4.060%.  Payments do not include applicable taxes and insurance.  Actual obligation will be greater.  Other conditions apply.  Subject to credit approval.

5. The quoted APR is based on a 45-day interest rate lock period with 0.375% discount points and assumes the following loan level characteristics:  $750,000 loan amount, 70% loan-to-value, 740 credit score, Purchase money or Rate-Term Refinance of a primary residence, single-family dwelling with typical Seacoast Bank closing costs.  Property insurance required.  Mortgage insurance may be required if loan-to-value is greater than 80%.  Minimum loan amount is $510,401 and maximum loan amount is $2 million.  For loan amounts greater than $2 million, please contact your local Seacoast lender.  Terms of repayment:  360 monthly payments of $3,473.37 at an APR of 3.826%.  Payments do not include applicable taxes and insurance.  Actual obligation will be greater.  Other conditions apply.  Subject to credit approval.

6. APR=Annual Percentage Rate, the cost of your credit as a yearly rate. The offer assumes the following loan level characteristics: $240,000 loan amount, at 70% loan-to-value, 740 credit score, purchase money or no-cash out refinance, single-family residence with typical Seacoast Bank closing costs. Must be primary residence. Property insurance required. The maximum APR for this offer is 4.404% and the minimum approved loan amount is $50,000. The maximum approved loan amount is $510,400. Quoted APR 3.331% is a fixed rate mortgage, based on an interest rate of 3.25% with 0 point(s) using the loan level characteristics described above, as of February 26, 2020. Terms of repayment: 360 monthly payments of $1,044.49 at an APR of 3.331%. Payments do not include applicable taxes and insurance. Actual obligation will be greater. Other conditions apply. May not be combined with other offers.

Seacoast Bank NMLS#: 608046


Contact one of our local Mortgage Lending Experts for the current rates on other mortgage product options.

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