WEALTH PLANNER AND QUALIFIED PLAN STRATEGIST, CFP®1, AIF®2
Ray is responsible for overseeing the Financial Planning Process within the Wealth Management Division, and specializes in delivering comprehensive Wealth Management strategies to his clients. Ray is passionate about the Financial Planning Process, and works with the Wealth team to develop, analyze and maintain financial plans for our financially complex clients and their families.
As a Qualified Plan Strategist, Ray also works closely with business owners and executive teams to provide guidance regarding plan design options, evaluating record keepers, benchmarking fees, and understanding their fiduciary responsibilities.
Ray has been a CERTIFIED FINANCIAL PLANNER™ (CFP®) (1) professional since 2006 and also holds the Accredited Investment Fiduciary (AIF®)(2) designation. Prior to joining Seacoast Investment Services, Ray held positions at Wachovia and BB&T.
1. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
2. The Accredited Investment Fiduciary designation represents a thorough knowledge of and ability to apply the fiduciary practices. AIF designees adhere to a prudent fiduciary process and assist others in implementing proper policies and procedures.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Seacoast Bank and Seacoast Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Seacoast Investment Services, and may also be employees of Seacoast Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Seacoast Bank or Seacoast Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not FDIC Insured - Not Bank Guaranteed - May Lose Value - Not Insured by any Federal Government Agency - Not a Bank Deposit