Business CD Savings

Call 888.669.4142

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Competitive Interest Rates


Terms to Fit Your Needs

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FDIC Insurance

Business CD Account Features:

  • Guaranteed Fixed Interest Rate for the Term of the CD
  • Multiple CD Terms Available 
  • May Offer Higher Interest Rates Than Other Savings Options
  • Online & Mobile Banking*

*You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

Things You Should Know:

  • Early withdrawal penalties apply. With the maturity period of one year or less, the penalty equals the loss of simple interest for three months. With the maturity period greater than one year, the penalty equals the loss of simple interest for six months.
  • Your business CD account is automatically renewable.

Opening Your Business CD Account Online is Simple.

Provide Your Info

We'll need the business address, phone, email, date of birth and Social Security number (or taxpayer ID) for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.

Fund Your Account

We'll need a bank account and routing number for your
initial deposit.


Once your account has been set up, you’ll be ready to start saving.

Business CD Savings FAQs

What is a CD?

A CD, which stands for Certificate of Deposit, is a specific type of savings account that has a fixed interest rate and a fixed withdrawal date (maturity date). Just like with personal CDs, Seacoast Bank does not charge a monthly fee on our Business CD accounts. CDs are also insured by the FDIC up to $250,000 per account.

How often do CDs pay out interest?

Interest earnings depend on the term of your Business CD. Some CDs pay out interest monthly, while others pay out semi-annually or annually. Some CDs even pay out in full at the end of the term.

Are CDs considered risky investments?

Just like personal CDs, business CDs are known for their stability. Because CDs are insured by the FDIC up to $250,000 per account, they are considered a low-risk investment. Additionally, you lock in your interest rate, so there is no chance of the rate changing over the CD term. One of the only risks associated with the CD is the penalty against early withdrawal, so an important thing to consider is the ability to put that amount of money away for the entire term of the CD.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Convenient & secure business banking on the go.

Access your business accounts from your mobile device anytime, anywhere using the Seacoast Mobile Banking app.





Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community