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Personal Mortgage Loan Solutions

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Seacoast Mortgage Solutions

Adjustable Rate Mortgage

Typically a great option for buyers not looking to stay in the new home for many years or who will make partial or full payoffs within a shorter period of time. This loan has a low initial rate and is typically fixed for a 3,5,7 or 10 year period. After the initial fixed period the interest rate can adjust. The total term of the loan is for 30 years.  


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Construction Loan

A construction loan with Seacoast Bank is used when building a new home or substantially improving / renovating an existing home. Available programs include adjustable and fixed rates. Adjustable rate terms are either a 5/1, 7/1 or 10/1 and fixed rate terms are 15 or 30 year mortgages. The one time closing saves you thousands of dollars in closing costs.

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FHA & VA Mortgage

Purchase your dream home with little or no money down. Federal programs make home financing available and affordable for many borrowers.

Insured by the government, Federal Housing Administration (FHA) loans are typically one of the least expensive down payment mortgage. This program also allows for less than perfect credit.

VA, backed by the Veteran's Administration, allows up to 100% financing. Qualified borrowers (those who have served or are presently serving in the US Military) have the opportunity to purchase or refinance a home with little to no down payment. Loan limits may apply.

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Fixed-Rate Mortgage

Enjoy the stability of constant rates and payments with a Fixed-Rate Mortgage from Seacoast Bank. The fixed term makes budgeting easier and more concrete. Typical terms are 30, 20, 15 years.

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Jumbo Mortgage

A loan is considered a jumbo mortgage when the balance exceeds the comforming loan limits set by the Federal Housing Finance Agency. The current limit would be those balances greater than $424,100.

The Jumbo Loan simplifies home buying by providing one loan in the amount necessary to purchase or refinance your dream home.

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Lot Loan

Have you found the perfect location for your dream home but you're not quite ready to break ground? A lot loan from Seacoast Bank may be the perfect solution for you. We'll even help you prepare for your construction loan in the future.

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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Promise One
Get you comfortable with the right team to serve you.
Promise Two
Make your day-to-day banking simple.
Promise Three
Resolve out-of-the-ordinary items responsively.
Promise Four
Invest in you and your community.
Our philosophy is dedicated to the promise of simplicity, convenience, expertise, community, and technology with a human touch. On account of all this and more - on account of you - it's time for Seacoast Bank. A smarter bank. A connected bank. And, just as importantly, your local bank.