Enjoy the Most Benefits with Seacoast Bank's Premium Elite Checking

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Loan Discounts1

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Free ATMs Everywhere

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Free Wire Transfers

Seacoast Bank’s Premium Elite Checking

With our Premium Elite Checking, you get all the benefits of our other checking accounts, plus free ATMs everywhere.
Continue reading to learn more about our best checking account.

Premium Elite Checking Account Features:

  • Fee Free ATMs Anytime, Anywhere
  • Interest Earning Checking
  • Loan Discount1
  • Free Online & Mobile Banking2
  • Free Incoming and Outgoing Wires
  • Higher ATM and Debit Transaction Limits
  • Free Safe Deposit Box
  • Complimentary Easy Switch Concierge

1. Up to .25% off installment loan rates with Auto-Deduct from your Seacoast Checking Account. 

2. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

$0 Monthly Maintenance Fee When
You Meet Any of the Following Criteria*:

  • Maintain a minimum average monthly combined balance of $75,000 in personal deposits excluding time deposits.
  • Maintain a Trust relationship with Seacoast Wealth Management.
  • Maintain Brokerage relationship with Seacoast Investment Services.
*Otherwise a $28 monthly maintenance fee will apply

Opening Your Seacoast Premium Elite Checking Account Online is Simple.

Gather Your Info

We'll need your address, phone, email and social security number (or taxpayer ID).

Fund Your Account

We'll need a bank account and routing number for your initial deposit.


We'll send a confirmation email, then watch the mail for your debit card and checks.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Your Thumbs Will Be Up For This.

Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.


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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community