Discover A Whole New Banking Experience with Opportunity Checking

Call 866.710.5778

Have additional questions?
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Free Online Mobile Banking

Online and Mobile Banking

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Serving Communities for More Than 90 Years

Our Opportunity Checking Account is the Second Chance Banking You’ve Been Looking For.

Our Opportunity Checking Account is specifically designed for customers who have been unable to open a checking account due to prior credit or banking history. With this checking account, you’ll be able to build and improve your banking history while you enjoy many of the features from our standard checking accounts, as well as the chance to convert to a different type of personal checking account after one year.

Seacoast's Opportunity Checking Account Features:

  • Unlimited Check Writing
  • Free Online & Mobile Banking*
  • Access to More Than 1,100 Fee Free Publix® ATMs*
  • Complimentary Easy Switch Concierge

*No Fees at Publix® ATM. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

Things You Need to Know:

  • A $15 Monthly Maintenance Fee Will Apply
  • Overdraft Service Options Not Available
  • After 1 year, if your account has maintained a satisfactory status, you will be able to request a conversion to another personal checking account type. 

Opening Your Opportunity Checking Account is Simple

Provide Your Info
Visit a Seacoast branch or call 866.710.5778 to get started. We'll need your address, phone, email and Social Security number (or taxpayer ID).
Fund Your Account
We'll need a bank account and routing number for your initial deposit.
You'll receive confirmation that your new account has been successfully set up. Then, watch the mail for your debit card and checks.

Connect with a Local Banker..

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Your Thumbs Will Be Up For This.

Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.




Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community