Marine Financing

Financing a yacht, new or used boat, as well as refinancing programs to fit your needs.

Seacoast Bank Marine Lending  

The high seas are closer than you think. Our marine finance lending includes new and used purchases, boat refinancing, construction, refit, offshore registry and foreign delivery. Marine clients can rely on the Seacoast Marine Finance team for our expertise in all aspects of marine loans.

Features of marine loans:

  • Yacht financing
  • New and used boat loans
  • Refinancing
  • Simple fixed and variable rate options
  • 80 percent of the total selling price including tax and options
  • $50,000 (US) to $15 million (US)
  • Terms up to 20 years available for marine loans over $100,000 (US).
Ready to start your new adventure?

Questions? Call 877.916.2326 or Contact an experienced Marine Lenderseacoastarrow-hover

Make your dreams of setting sail for destinations unknown a reality -

A boat is the perfect way to explore the water no matter where you are on Florida's coasts. Use this guide to narrow down your options and select a vessel you'll love for years to come.



Complete the form to contact an Experienced Marine Lender or to download an application!

The Seacoast Marine Finance advantage:

Our lenders have many years of experience in the following:

  • Underwriting and analysis of complex high net worth individuals and self employed business owners
  • Ownership structures including Trusts, LLC’s, foreign and domestic corporations
  • Sales tax laws
  • United States Coast Documentation
  • Foreign Flagging and offshore registration
  • Collateral evaluation



Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community