WEALTH PLANNER & QUALIFIED PLAN STRATEGIST, CFP®(1), AIF®(2)
Ray is responsible for overseeing the Financial Planning Process within the Wealth Management Division, and specializes in delivering comprehensive Wealth Management strategies to his clients. Ray is passionate about the Financial Planning Process, and works with the Wealth team to develop, analyze and maintain financial plans for our financially complex clients and their families.
As a Qualified Plan Strategist, Ray also works closely with business owners and executive teams to provide guidance regarding plan design options, evaluating record keepers, benchmarking fees, and understanding their fiduciary responsibilities.
Ray has been a CERTIFIED FINANCIAL PLANNER™ (CFP®) (1) professional since 2006 and also holds the Accredited Investment Fiduciary (AIF®)(2) designation. Prior to joining Seacoast Investment Services, Ray held positions at Wachovia and BB&T.
(1) Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
(2) The Accredited Investment Fiduciary designation represents a thorough knowledge of and ability to apply the fiduciary practices. AIF designees adhere to a prudent fiduciary process and assist others in implementing proper policies and procedures.
Not FDIC Insured - Not Bank Guaranteed - May Lose Value - Not Insured by any Federal Government Agency - Not a Bank Deposit