CFP®1, AIF®2, Wealth Planner
Senior Vice President
Ray is responsible for overseeing the Financial Planning Process within the Wealth Management Division, and brings over 15 years of experience in delivering comprehensive Wealth Management solutions to his clients. Ray is passionate about the Financial Planning Process, and works with the Wealth Team to develop, analyze and maintain Financial Plans for our most successful clients and their families.
Ray is also a Qualified Plan Strategist, and works closely with Business Owners and Executive teams to provide guidance regarding plan design options, evaluating record keepers, benchmarking fees, and understanding their fiduciary responsibilities. Ray maintains relationships with several local Third Party Administrator firms to help him stay current with the ever evolving regulatory environment, and is actively involved with the employee enrollment and education process. As a way to demonstrate his commitment to always placing his client’s best interest ahead of all other considerations, Ray obtained the Accredited Investment Fiduciary designation in 2017.
Ray has been a CERTIFIED FINANCIAL PLANNER™1 professional since 2006 and also holds the Accredited Investment Fiduciary (AIF®)2 designation. Prior to joining Seacoast Bank, Ray held positions at Wachovia and BB&T.
1. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
2. The Accredited Investment Fiduciary designation represents a thorough knowledge of and ability to apply the fiduciary practices. AIF designees adhere to a prudent fiduciary process and assist others in implementing proper policies and procedures.
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit