Seacoast Wealth Management

Client Relationship Manager
Senior Vice President

"James “Ray” is a CERTIFIED FINANCIAL PLANNER™^,1 professional and Senior Vice President at Seacoast Wealth Management. With over 20 years of experience in the financial services industry, Ray is diligently dedicated to providing his clients with comprehensive wealth management and financial planning solutions. He specializes in helping individuals and small businesses pursue their financial goals through personalized strategies and holistic relationship management.
 
In his role as Wealth Client Relationship Manager, Ray is responsible for the seamless coordination of client relationships, ensuring that every aspect of the client experience—from onboarding to ongoing service—is handled with precision and care.  Partnering essential Seacoast subject matter experts with clients, and coordinating when appropriate with external advisors such as CPAs and attorneys, enriches his ability to address complex financial needs and deliver tailored solutions. Ray is known for his proactive communication, attention to detail, and ability to manage multifaceted financial relationships with authenticity and trust.
 
Ray believes that understanding each client’s unique situation is the foundation of effective financial planning and overall client servicing. He educates clients on their financial choices, helps them define achievable goals, and implements strategies that align with their long-term vision. 
 
Ray holds a Bachelor’s degree in Business Administration from New Mexico State University and an Executive Certificate in financial planning from Florida Atlantic University. He also holds the Accredited Investment Fiduciary® (AIF®^,2) and Certified Exit Planning Advisor® (CEPA®) designations. Prior to his career in finance, Ray was a Golf Professional at prestigious clubs including The Country Club at Castle Pines and Jack Nicklaus’s The Bear’s Club."

1. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP^®, CERTIFIED FINANCIAL PLANNER™, CFP^® (with plaque design) and CFP^® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

2. The Accredited Investment Fiduciary designation represents a thorough knowledge of and ability to apply the fiduciary practices. AIF designees adhere to a prudent fiduciary process and assist others in implementing proper policies and procedures.

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit