1. Primary signer on account must be between ages of 14-24. $0 monthly maintenance fee when primary signer meets age requirement and opts to receive e-statements and has one direct deposit of $250 or more per statement cycle OR opts to receive e-statements and performs 7 debit card purchases per statement cycle, otherwise a $10 monthly maintenance fee will apply. If primary signer is under the age of 18, then a parent or legal guardian must be a co-signer on the account.
2. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2020 - 2022). Payment example for new vehicle: $30,000 loan for 60 months at 3.944% APR will result in an approximate monthly payment of $551.74 with a one-time $150.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 3.944% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of August 1, 2022 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.