Small Business Loans & Lending

Flexible Business Lending to Fund Your Growth

Speak With A Lending Specialist

Explore Our Business Loan & Financing Options for Small Businesses

Seacoast Bank understands that every business journey is unique. That’s why our business lending solutions are built to meet you where you are—whether you're expanding, upgrading equipment or managing cash flow. With local decision-making, competitive rates and a team that knows Florida business, we make it easier to access the capital you need to move forward with confidence.

Key Benefits to Help Your Business Grow

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Flexible Options:

Choose from a variety of lending solutions tailored to meet your business’s unique goals.
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Fee Structure:

Transparent, competitive rates designed to keep your business moving forward with confidence.
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Customer Support:

Local experts ready to guide you every step of the way—because your success is our priority.

How to Apply for a Small Business​ Loan in Florida

1. Gather Your Info
We've listed out the items you'll need for your business loan application in the "What You Need to Apply" section above
for your convenience.
2. Enter Your Info
Submit your information in the secure account that will be created when you click "Apply Now" below. You'll be able to start your application and return to it later.
3. Submit
A local, Florida-based lender will follow up with you in one business day or less on the
status of your loan.

A Local Lender Invested in the Success of Your Business—and the Community

At Seacoast, we’re more than a bank—we’re your neighbor. Our local teams offer personalized guidance, deep knowledge of Florida’s business landscape and a commitment to reinvesting in the communities we serve. When you grow, we all grow.

We understand the challenges and opportunities unique to Florida businesses. With Seacoast, you get a dedicated team that offers fast decisions, personalized service and a shared commitment to helping your business—and our community—thrive.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Expert Insights to Power Your Small Business Growth

Stay informed with expert-backed articles on funding strategies, industry trends and financial planning—designed to help Florida businesses grow and thrive.

Confident small business owner

Why Partnering with a Community Bank Is Good Business

Discover the unique advantages of partnering with a community bank for your business needs. Learn how local expertise, personalized service, and strong relationships can drive your business forward.

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Comprehensive Guide to Business Banking and Financial Success

Unlock the keys to financial success with smart business banking strategies. Explore expert insights and practical tools from Seacoast Bank to help your small business grow and thrive.

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Small Business Lending Frequently Asked Questions

Get the answers you need to make the most of your small business banking experience. Seacoast Bank’s FAQ covers essential topics to help you bank smarter and with confidence.