Whether you're expanding operations, purchasing inventory or investing in new opportunities, Seacoast Bank’s term loans offer the capital you need with predictable repayment terms.
Why Choose a Seacoast Business Term Loan?
Fast, Local Lending Decisions
Get a decision in one business day or less from a Florida-based lender who understands your market.1
Preserve Cash Flow with Fixed Monthly Payments
Manage your budget confidently with fixed interest rates and consistent monthly payments—keeping your cash flow steady while you grow.
Flexible Funding for a Range of Business Needs
Use your term loan to cover everything from equipment purchases and inventory to expansion projects and working capital—tailored to support your unique business goals.
Business Financing Designed to Elevate Your Business’s Potential
Loan Amount: From $25,000
Interest Rates: Competitive interest rates
Loan Terms: Up to five years
Payments: Predictable monthly payments for easy planning. Seamlessly have payments automatically pulled from a connected Seacoast Bank Business Checking account
Requirements: Be Florida-based and in business for a minimum of three years
What You Need to Apply:
Gather Your Information:
Prepare the following documents to apply:
Three years of tax returns for your business and each guarantor
List of your current monthly debt payments
Personal financial statements
Driver’s license information for each owner
Identifying information, including date of birth and documentation for each individual who has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control2
Enter Your Info:
Submit your information in the secure account that will be created when you click "Apply Now" below. You'll have the ability to begin and save your application to return to later
Submit:
A local, Florida-based lender will follow up with you in one business day or less on the status of your loan
Connect with a Local Lender about Business Term Loans.
Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.
Equal Housing Lender. Member FDIC. NMLS# 608046
