Business Equipment Loans

Seacoast Bank Business Equipment Loans

Our flexible and competitive business equipment financing options help you maximize your company’s potential through purchasing, repairing or replacing large-scale operating equipment.

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Fast, Local Decisions1


Low Fixed Interest Rates


Financing Available from $10,000

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Business Equipment Financing
Designed To Elevate Your Business’ Potential.

Our secure and simple online application process saves you time and hassle.
Apply today in minutes and gain access to the capital your business needs.

Your Business Equipment Loan Comes With These Features:

  • Up to 100% financing upon approval
  • Financing available from $10,000
  • Quick response - in most cases, providing a business loan decision the same day you apply
  • Automatic payments from Seacoast Business Checking account available
  • Fixed equipment loan interest rates and predictable monthly payments for easy planning
  • Financing up to 6 years available2

Business Equipment Loan FAQs

What is a Business Equipment Loan?

A business equipment loan allows business owners to borrow money for the purchase, repair or replacement of large-scale equipment.

How does a business equipment loan work?

With a business equipment loan, the equipment is the collateral. If a business owner doesn’t meet the term agreements, the financing partner may reclaim the piece of equipment, but nothing else.

What is the difference between a business equipment loan and lease?

For an equipment lease, the lender purchases it and leases it to you at a predetermined monthly amount. At the end of the month, the lender still owns the equipment. With a business equipment loan, you, as the business owner, purchase the equipment through a loan and pay it down every month with interest. At the end of the loan, you fully own the piece of equipment.

What sorts of equipment can I buy with a business equipment loan?

From heavy machinery and company vehicles to manufacturing equipment, business equipment loans can be a great solution for purchasing, repairing or replacing large-scale business machinery.

How to get an Equipment Loan

What you need to apply:

  • Three years of tax returns for the business and each guarantor
  • List of your current monthly debt payments
  • Purchase Agreement
  • Personal financial statement
  • Driver’s license information for each owner
  • Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.3


Florida-based business and must be in business for a minimum of 3 years.



Applying for Your Business Equipment Loan is simple.

1. Gather Your Info
We've listed out the items you'll need for your small business equipment loan application in the "What You Need to Apply" section above for your convenience.
2. Enter Your Info
Submit your information in the secure account that will be created when you click "Apply Now" below. You'll have the ability to begin and save your application to
return to later.
3. Submit
A local, Florida-based lender will follow up with you in one business day or less on the
status of your loan.

Connect with a Local Lender about Equipment Loans.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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