Business Line of Credit

Request a Consultation

Have additional questions? Live Chat.

Get The Capital You Need With a Small Business Line of Credit

From expenses to expansions to buying new inventory, a small business line of credit is a great solution when you need funds fast. Like a credit card, a small business line of credit allows you to secure capital within your credit limit and only pay interest on the amount you borrow. Seacoast Bank has been helping Florida small businesses thrive for decades; see how we can help you reach higher.

Online and Mobile Banking

Apply Online in Minutes

Competitive Interest Rates

Competitive Interest Rates

Fast, Local Decisions

Fast, Local Decisions1

Small Business Line of Credit Features:

  • Easy and quick to apply
  • Simple and fast business loan application & decision process
  • Line amounts from $10,000
  • Easy online access to your funds
  • Resources when you need them most
  • Manage short-term needs & Long-term goals
  • Receive potential tax benefits (consult with your tax advisor)
  • Use for optional overdraft protection on your Seacoast Business Checking Account

Here's How to Apply For a Small Business Line of Credit at Seacoast Bank

What you need to apply:

  • Three years of tax returns for your business and each guarantor
  • List of your current monthly debt payments.
  • Personal financial statements
  • Driver’s license information for each owner
  • Identifying information including date of birth and documentation for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2


Florida-based business and must be in business for a minimum of 3 years.




1. Subject to receipt of all required documentation, day, and time of application.  
2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES

Applying For Your Seacoast Business Line of Credit is Simple

1. Gather Your Info
We've listed out the items you'll need for your business loan application in the "What You Need to Apply" section above
for your convenience.
2. Enter Your Info

Submit your information in the secure account that will be created when you click "Apply Now" below. You'll have the ability to begin and save your application to
return to later.

3. Submit
A local, Florida-based lender will follow up with you in one business day or less on the
status of your loan.

Connect with a Local Lender about a Business Line of Credit.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Contact Form

Stay Ahead of The Competition With Industry Insights

Check out some of the latest trends, technologies, and strategies to help your business move forward.

Explore Industry Insights

Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community