No-Hassle Business Savings Accounts Made Simple

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Earns Interest

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Free Automatic Transfers from Business Checking

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Serving Communities for More Than 90 Years

Invest In Your Business with a Business Savings Account 

Are you looking to start or grow a business? Our business savings account allows you to build savings, while growing your money, helping you to realize your goals. Open a business savings account today and start saving!

Seacoast Business Savings Account Features:

  • Tiered Interest Structure
  • Free Automatic Transfers from your Seacoast Checking Account Available 
  • Paperless Banking
  • Free Online & Mobile Banking1

1. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

What You Should Know:

  • Maintain a minimum daily balance of $500 to avoid a $15 monthly maintenance fee 
  • 6 withdrawals permitted per quarter (not including ATM and teller line transactions) any in excess incur a $3 fee per transaction

Opening Your Seacoast Business Savings Account is Simple.

Provide Your Info
We'll need the business address, phone, email, date of birth, and Social Security number (or taxpayer ID) for each individual that has 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.
Fund Your Account
We'll need a bank account and routing number for your initial deposit.
You're ready to start saving!

Business Savings Account FAQ

What types of businesses can open a business savings account?

Any business that has an EIN can open a business savings account. Even with the smallest of businesses, it is advisable to form an LLC, because with a sole proprietorship, you, as an individual, have liability for your business. When you form an LLC or any other type of business that is separate from the individual, you can open a business savings account.

Are there any monthly maintenance fees or minimum balance requirements?

At Seacoast Bank, we only require you to keep $500 in your account. If you dip below that, then there will be a $15 monthly maintenance fee.

How do I deposit funds into my business savings account?

You can deposit funds in many ways. The first is through ACH cash collection, which acts as a direct deposit. You can also make deposits into your savings and checking accounts through our network of ATMs, including 55,000 Allpoint® ATMs. Lastly, and most convenient, is through Remote Deposit Capture (RDC). RDC allows you to electronically scan checks at your place of business to be deposited into your bank account.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Convenient & Secure Business Banking On The Go.

Access your business accounts from your mobile device anytime, anywhere using the Seacoast Mobile Banking app.





Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community