Compare Personal Checking Accounts

Get the best checking account for your needs and lifestyle. Enjoy simple, convenient and secure banking anytime, anywhere with Seacoast Bank, your local Florida financial experts.

Compare the features and benefits of all Seacoast Bank checking account options now to find the best checking account for you. 

Select up to 3 checking accounts to compare features:

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Senior Classic Checking

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Premium Checking

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Premium Elite Checking

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Banking Freestyle

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Classic Checking

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Opportunity Checking

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Banking Freestyle Student Checking

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Online and Mobile Banking
Mobile Check Deposit
Visa® Debit Card
Allpoint® Fee-Free ATMs
Loan Discount*
Safe Deposit Box Discount
Earns Interest
Additional Free Accounts
Non-Seacoast ATM Use Fee Rebate**
Free Wire Transfers
Unique Free Benefits
Monthly Service Fee
50% Off
Sail Into Savings
2
Standard Checks

$0 Monthly Maintenance Fee when you:

  • Maintain a minimum daily balance of $750
    OR
  • Maintain a minimum monthly average balance of $1,500
    OR
  • Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA
    OR
  • Maintain a consumer loan or line of credit (excluding credit cards)
    OR
  • Have a direct deposit of $250 or more per statement

Otherwise a $10 monthly maintenance fee will apply. For individuals age 55 or older.

50% Off
Sail Into Savings, 2 Premium Checking accounts
4
Cashier's Checks, Stop Payment & Standard Checks

$0 Monthly Maintenance Fee when you:

  • Maintain a minimum daily balance of $5,000
    OR
  • Maintain a minimum monthly average balance of $7,500
    OR
  • Maintain a minimum daily combined balance of $15,000 in Savings, Money Market, CD or IRA
    OR
  • Maintain a Trust relationship with Seacoast Wealth Management
    OR
  • Maintain a Brokerage relationship with Seacoast Investment Services
    OR
  • Maintain a consumer, residential or commercial loan or line of credit (excluding credit cards)

Otherwise, a $25 monthly maintenance fee will apply

FREE
Sail Into Savings, 4 Premium Elite Checking accounts
Unlimited
Cashier's Checks, Stop Payment & Standard Checks

$0 Monthly Maintenance Fee when you:

  • Maintain an average monthly combined balance of $75,000 in personal deposits excluding time deposits
    OR
  • Maintain a Trust Relationship with Seacoast Wealth Management
    OR
  • Maintain a Brokerage Relationship with Seacoast Investment Services

Otherwise a $30 monthly maintenance fee will apply

Sail Into Savings
0

$0 Monthly Maintenance Fee when you:

  • Opt to receive e-statements & perform 7 debit card purchases per statement cycle
    OR
  • Opt to receive e-statements & have one direct deposit of $250 or more per statement

Otherwise a $10 monthly maintenance fee will apply

50% Off
Sail Into Savings
2

$0 Monthly Maintenance Fee when you:

  • Maintain a minimum daily balance of $1,000
    OR
  • Maintain a minimum monthly average balance of $2,500
    OR
  • Maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA
    OR
  • Maintain a consumer loan or line of credit (excluding credit cards)

Otherwise a $15 monthly maintenance fee will apply

0
  • A $15 Monthly Maintenance Fee Will Apply
  • Overdraft Service Options Not Available
  • After 1 year, if your account has maintained a satisfactory status, you will be able to request a conversion to another personal checking account type.
Sail Into Savings
0

$0 Monthly Maintenance Fee when you:

  • Are under 18 years of age
    OR
  • Are 18-24 years of age & receive e-statements
    OR
  • Receive e-statements & perform 7 debit card purchases per statement cycle
    OR
  • Opt to receive e-statements & have one direct deposit of $250 or more per statement

Otherwise a $10 monthly maintenance fee will apply

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Call us at:
866.710.5778
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Convenient & Secure Banking On The Go.

Access your accounts from your mobile device anytime, anywhere using the Seacoast Mobile Banking app.

 

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Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community