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Help Build the Home of Your Dreams with a Personal Construction Loan

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One Time Closing Costs
Plus
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Fast, Local Approvals
Plus
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24/7 Local, Florida Customer Support

Prequalify Now Apply Now

OR
Have additional questions? Live Chat or Request a Consultation.

Construction Loan Features:

  • Used when building a new home or substantially improving an existing home
  • An Adjustable Rate Mortgage provides for a low initial interest rate for either the first 5, 7 or 10 years beginning with the construction and into the permanent mortgage phases of your mortgage* 
  • If you are more comfortable with a fixed rate we do offer the option of both a 15 year and 30 year amortization with the same fixed rate from construction through the permanent loan**

  • One time closing saves you hundreds of dollars in closing costs 
  • Fast, local approvals 
  • 24/7 Local, Florida Customer Support

How to Get Started:

  • Are you just getting started in your home search? Get prequalified today to expedite your home shopping and offer process. 
  • Have you found your dream home? Apply today to begin achieving your dream of home ownership.

Learn More About the Process of Applying for Your Construction Loan Online!

Step 1

Create Your Account
Easily create a secure online personal mortgage portal that will be your private account for the duration of your application and approval process.

Step 2

Complete Your Application
We understand the mortgage application process can be time consuming, and life is busy. Within your online account you're able to start an application and save your progress to return to when it's most convenient for you.

Step 3

Track Your Application
Quickly and easily track the progress of your mortgage application in your personal account. Conveniently see at all times how your application is moving along through the approval process.

Prequalify Now Apply Now

OR
Call 800.706.9991 to speak with a local representative or Live Chat.

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Call 800.706.9991 Now or Fill Out This Form to Request a Local Consultation Regarding a Construction Loan.

Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Promise One
Get you comfortable with the right team to serve you.
Promise Two
Make your day-to-day banking simple.
Promise Three
Resolve out-of-the-ordinary items responsively.
Promise Four
Invest in you and your community.
Our philosophy is dedicated to the promise of simplicity, convenience, expertise, community, and technology with a human touch. On account of all this and more - on account of you - it's time for Seacoast Bank. A smarter bank. A connected bank. And, just as importantly, your local bank.