Mortgage Loan Officer

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Omar Ruiz

Omar Ruiz

NMLS# 479904

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With over 15 years of experience in banking and lending, I specialize in helping homebuyers—especially first-time and low-to-moderate income (LMI) borrowers—find mortgage solutions that align with their financial goals.

My expertise includes Community Reinvestment Act (CRA) lending and down payment assistance programs, and I’m deeply committed to creating positive, lasting impact in the communities I serve.

I proudly support homebuyers across all Florida markets, with a local focus on Orlando, Orange, Seminole, Lake, Polk and Osceola counties.

Ready to get started?

You can prequalify by calling 689.282.8210 or by completing our simple online request form. Let me help find the right Seacoast personal mortgage loan to fit your needs. Se habla español.

I have assisted buyers with:

  • Purchasing with Down Payment Assistance
  • Community Reinvestment Act Programs
  • First-time Homebuyer Programs
  • Hometown Heroes Program