Harness the Power of the Investment
You've Made in Your Home with a HELOC

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Carve Out Feature**

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Same Day Decisions

Home Equity Line of Credit Features:

  • Home Equity Line Rates as Low as 5.00% APR1
  • The Credit Carve Out2 feature offers the security of a fixed interest rate with the flexibility of a line of credit allowing you to lock in a fixed rate as a good option if you want fixed monthly payments or have concerns about rising interest rates.
  • Carve Out Rates as Low as 4.69% APR2
  • Flexibility to borrow as little or as much as you need based on your lending needs
  • Manage unexpected expenses, consolidate debt or cover costs like tuition
  • Safe and easy online document sharing and electronic signature available to help expedite your loan process

1. APR = Annual Percentage Rate

2. Carve out will reduce the availability under the line and as the loan is repaid the line availability is replenished automatically. APR is for terms up to 36 months. The APR will be higher for credit scores under 781. Minimum Carve out of $2,500 and a maximum of 3 carve outs will be permitted at any one time.

Things You Need to Apply:

  • Driver license information
  • Income3 (monthly and annual)
  • Collateral address and approximate value

3. Supporting documents may be required and can be gathered by a Seacoast Bank representative if needed.

Applying for Your Home Equity Line of Credit is Simple!

Gather Your Info

We've listed out the items you'll need for your application in the "Things You Need to Apply" section above for your convenience.

Enter Your Info

Submit your information in the secure account that will be created when you click "Open Now" below. You'll have the ability to begin and save your application to return to later.


That wasn't so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Invest in you and your community