Auto Loan
Securing an auto loan in Florida is quick with Seacoast Bank. Get the financing you need for a new or used vehicle with competitive rates and terms to fit your lifestyle.
Our quick and easy online loan applications and same-day decisions put you in the driver's seat, so you can focus on reaching your destination.
FEATURES
1. APR = Annual Percentage Rate. Seacoast Bank offers auto loans with terms of 12 to 75 months and can finance up to 90% of the vehicle’s MSRP (new vehicles) or the NADA Average Trade-In Value (used vehicles 2023 - 2025). For example, a $30,000 loan for 60 months at 6.087% APR (Annual Percentage Rate) results in an estimated monthly payment of $581.20 plus a one-time $250 processing fee. The maximum APR, including interest and fees, is 18% APR. An APR of 6.087% requires a minimum credit score of 780 and automatic payments from a Seacoast Bank deposit account. Rates shown are as of May 1, 2026, and may change based on market conditions and borrower eligibility. Other rates and terms are available. All loans are subject to credit approval and cannot be combined with other offers. Additional third-party closing fees may apply for state-required doc stamps and recording fees.
Boat & Yacht Loan
If you're looking for boat or yacht loans in Florida, look to Seacoast. Whether you're interested in purchasing or constructing a yacht or boat, breathing new life into an existing vessel or exploring boat refinancing, Seacoast combines competitive rates, flexible terms and knowledgeable loan experts who will guide you every step of the way.
With financing available for all aspects of boat ownership, Seacoast is ready to make your dream of boat or yacht ownership a reality.
FEATURES
Home Equity Line of Credit
A home equity line of credit (HELOC) from Seacoast can help you pay for life's big purchases without incurring credit card debt or excessive lump-sum loans. With a Seacoast HELOC, you can unlock your home's equity and borrow only what you need. For added value, our Credit Carve-Out1 option allows you to lock in a fixed rate with set monthly payments.
A Seacoast Home Equity Line of Credit lets you use the equity you've built in your home, through paying your mortgage, to finance whatever life has in store.
1. APR=Annual Percentage Rate. Rates effective May 1, 2026, and subject to change. This is a variable-rate home equity line of credit (HELOC) based on The Wall Street Journal Prime Rate (currently 6.75%). Advertised rates may be as low as 6.50% Annual Percentage Rate (APR). The APR, inclusive of interest and fees, is subject to a minimum (floor) of 4.75% APR and a maximum of 18% APR. Your actual APR may vary based on the Prime Rate, credit line amount, combined loan-to-value ratio, and property type. The example APR is based on a 780 credit score, automatic payments from a Seacoast Bank account, a minimum $25,000 credit line, and total mortgage debt under 80% of your home’s value. Primary or secondary residences only; not available for investment properties or manufactured homes. The HELOC includes a 180-month draw period with interest-only monthly payments. At the end of the draw period, any remaining balance will be due in full. Homeowner’s insurance is required; flood insurance may apply. Offer not available for existing Seacoast Bank credit lines. Cancellation Penalty: At closing, Seacoast National Bank may pay certain fees to third parties on your behalf. In exchange, you agree to keep your HELOC open for at least two (2) years from the opening date. If you close the HELOC within the first two years, you will be required to repay the amount of any Third‑Party Fees paid by the Bank.
2. The Carve Out feature is available only with select HELOC products. A Carve Out reduces your available credit under the line and automatically replenishes as it is repaid. The minimum Carve Out amount is $2,500, and up to three (3) Carve Outs may be open at the same time. A $50 setup fee applies to each Carve Out. The disclosed Annual Percentage Rate (APR) applies only to the Carve Out and to terms up to 60 months. Rate effective May 1, 2026, and subject to change based on market conditions. A $25,000 Carve Out at 6.574% APR would require monthly payments of $490.02 for 60 months with automatic payments from a Seacoast Bank deposit account and a one‑time $50 fee. Offers may be withdrawn at any time. Additional third-party closing fees may apply for state-required doc stamps and recording fees.
Aircraft Financing
Take flight with the help of Seacoast's aircraft loan experts. We simplify purchasing and refinancing with your choice of fixed or variable-rate aircraft loans.
We’re here to help you experience the freedom of owning your own plane and explore the world from the sky.
FEATURES
RV & Motorhome Loan
Start new adventures with an RV & Motorhome Loan from Seacoast Bank. Enjoy a quick application process, competitive rates and flexible terms to fit your specific needs.
Here's a loan program designed just for adventurers. With our quick and easy online application and fast decision process (one day or less), you'll be able to hit the open road in no time.
FEATURES
1. APR=Annual Percentage Rate. Rates are effective May 1, 2026, and may change based on market conditions and borrower eligibility. Seacoast offers boat loans for model years 2020 to 2026 with loan amounts from $10,000 to $250,000. A 20% down payment is required, along with tax, title, and registration fees. For example, a $30,000 loan at 8.252% APR (Annual Percentage Rate) over 84 months would result in an estimated monthly payment of $471.37 plus a one-time $250 loan processing fee. An APR of 8.252% requires a minimum credit score of 751 and automatic payments from a Seacoast Bank deposit account. All loans are subject to credit approval and offers may be withdrawn at any time. Additional third-party closing fees may apply for state-required doc stamps and recording fees.
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