A dedicated team of caring professionals. The team at Seacoast Bank Daytona Beach gives individuals and businesses access to more than 100 years of banking experience. This enables us to find the right financial products like loans, lines of credit and wealth-building tools for personal, small business and commercial banking. As part of the community, we are dedicated to our neighbors. Visit our office north of LPGA on Clyde Morris Blvd, across from the Twin Lakes Medical Center (I-95 LPGA Exit #295).
The Seacoast Bank Daytona Beach team proudly supports and participates in the local community. Through our banking services, we help individuals and businesses like Driftwood Animal Clinic and Total Comfort with financial solutions. We also support Making Strides Against Breast Cancer, United Way, Pace Center for Girls, Support Our Troops, Habitat for Humanity and the Volusia County School Supply Drive.
Small businesses need a steady supply of capital (which includes cash and credit) to stay in business. Understanding the different sources of capital at your disposal and the risks and benefits of each will help you better manage your cash flow and stay in business, even during lean cycles.
It seems as though you can get a mortgage almost anywhere - you are not limited to traditional financial institutions. There are, however, distinct advantages for those who take the time to sniff out a full service bank instead of the "best price" on a mortgage rate.
Working capital loans are a tool that small businesses can use to manage their cash flows. They help to cover your cash needs when you're making money but your accounts payable due dates don't line up with when your accounts receivables will be coming in.