Earn Interest on Your Business's
Hard-Earned Savings with a Business CD

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Guaranteed Fixed Interest Rate

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Multiple CD Terms Available

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24/7 Local, Florida Customer Support


Business CD Account Features:

  • Guaranteed Fixed Interest Rate for the Term of the CD
  • Multiple CD Terms Available 
  • CD May Offer Higher Interest Rates Than Other Savings Options
  • Online & Mobile Banking*
  • 24/7 Local, Florida Customer Support

What You Should Know:

  • Early withdrawal penalties apply. With the maturity period of one year or less, the penalty equals the loss of simple interest for three months. With the maturity period greater than one year, the penalty equals the loss of simple interest for six months.
  • Automatically renewable. 
  • Check our Business CD rates here.

Opening Your Business CD Account Online is Simple.

Provide Your Info

We'll need the business address, phone, email, date of birth, and social security number (or taxpayer ID) for each individual having 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2

Fund Your Account
We'll need a bank account and routing number for your initial deposit.
Done!
You're ready to start saving!

FAQ’s About Business CDs

What is a CD?

A CD, which stands for Certificate of Deposit, is a specific type of savings account that has a fixed interest rate and a fixed withdrawal date (maturity date). Usually banks, including Seacoast Bank, do not charge a monthly fee for CDs. CDs are also insured by the FDIC up to $250,000 per account.

How often do CDs pay out interest?

This will depend on the term of your CD. Some CDs pay out interest monthly, while others pay out semi-annually or annually, and some even pay out in full at the end of the CDs term.

Are CDs considered risky investments?

Because CDs are insured by the FDIC up to $250,000 per account, they are considered a low-risk investment. Additionally, you lock in your interest rate, so there is no chance of that changing over the course of the term of your CD. One of the only risks associated with the CD is the penalty against early withdrawal, so an important thing to consider is the ability to put that amount of money away for the entire term of the CD.

Connect with a Local Banker.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

Your Thumbs Will Be Up For This.

Whether checking your balance, depositing a check, paying a bill or transferring funds, the Seacoast mobile app delivers all-new levels of speed, convenience, and security.

 

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Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
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Get you comfortable with the right products and the right team to serve you
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Make your day-to-day banking simple
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Resolve out-of-the-ordinary items responsively
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Invest in you and your community