Auto Loans - Get financing for new and used cars, trucks and SUVs.

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We want you to get the most mileage out of your money. Whether you are buying used or getting a brand-new vehicle off the lot, a Seacoast Auto Loan ensures you have the financing you need for your new ride. We work with you to manage your auto loan term, offer low interest rates, and send funding as fast one business day. Apply today and see how a Seacoast Auto Loan can fast track your next car, truck, or SUV purchase.

Seacoast Auto Loan Features

Financing at a Competitive Rate
  • Rates as low as 7.09% APR1
  • Walk into the dealership with financial leverage and be in a better position to negotiate the best vehicle deal for you
Fast Application Process
  • Simple and quick application and decision process for same day or less auto loans
  • Safe and easy online document sharing
  • Electronic signature available to help expedite your loan process

Calculate Your Payment

What You Need to Apply

  • Driver’s license information
  • Income2
  • Collateral information
  • Approximate selling price/value


Applying for Your Auto Loan is Simple

  1. Gather Your Info: We’ve listed out the items you’ll need for your application in the “What You Need to Apply” section for your convenience.
  2. Begin Your Application: Submit your information in the secure account that will be created when you click “Apply Now" below. You’ll be able to begin your application and save to return to later if you need to.
  3. Done: That wasn’t so bad, right? A local, Florida lender will follow up with you in one business day or less on the status of your loan.

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Seacoast is here to support you with:

Quick and Easy Applications

Quick, Easy Applications

At Seacoast, applying for your loan or financing is always easy – and you’ll be done in minutes.

Fast Decisions

Fast Decisions

Typically receive a loan decision in one day or less3.

Electronic Banking

Secure Electronic Processing

Know your data is safe and secure with our online document sharing and electronic signature capabilities.

Accessible Florida Loan Experts

Accessible Florida Loan Experts

You can depend on Seacoast Bank's loan experts to guide you through the loan application process. Connect with them online, in-person or over the phone.

Have Questions? Speak with a Seacoast Banker

A local, Florida lender will follow up with you in one business day or less on the status of your loan.

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1. APR = Annual Percentage Rate. Offer based on loan term of 60 months. Seacoast Bank finances 90% of MSRP (new vehicles) or the NADA Average Trade value (used vehicles 2022 - 2024). Payment example for new vehicle: $30,000 loan for 60 months at 7.091% APR will result in an approximate monthly payment of $595.32 with a one-time $250.00 loan processing fee. The maximum 18% APR includes interest rate, fees and other costs. Minimum period for repayment is 12 months. Maximum period for repayment is 75 months. APR of 7.091% requires a minimum credit score of 780, automatic payment deduction from your Seacoast Bank deposit account, and a new vehicle as collateral. Rates current as of June 3, 2024 and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Loans subject to third party closing fees to cover Florida doc stamps and recording fees.

2. Supporting documents may be required and can be gathered by a Seacoast Bank representative if needed.

3. Subject to receipt of all required documentation, day, and time of application.