FHA Loans - Home Ownership with a Smaller Down Payment

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Making Home Ownership More Accessible and Affordable

Compared to traditional loans, FHA loans require less money for the down payment and have lower credit score requirements, making them typically easier to qualify for. 

Seacoast Bank offers FHA loans in Florida to help you achieve your home ownership dreams. As your local Florida lending partner, you can count on Seacoast for expert guidance and support every step of the way. To learn more about the current FHA mortgage loan rates in Florida, contact a Seacoast Mortgage Loan Officer today.

Seacoast FHA Loan Features

  • Insured by the government, Federal Housing Administration (FHA) loans are typically easy to qualify for
  • As little as 3.5% down payment
  • Options for less-than-perfect credit
  • Local Florida loan specialists are always available to you by phone or email
  • Fast closing and dependable service ensures you meet your close date
  • Guidance through the application process to help you make informed decisions
  • Local underwriting and closing decision makers

Estimate your monthly mortgage payment with our mortgage loan calculator:

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Learn More About Applying For Your FHA Loan

  • Are you just getting started in your home search? Get pre-qualified today so when you start home shopping, you're ready to make an offer.
  • Do you have questions about the mortgage process? Speak with one of our Mortgage Loan Officers today.
  • Have you found your dream home? Apply to begin achieving your dream of home ownership.
  • Explore other Seacoast Bank mortgage options. 


Applying for Your FHA Loan Online is Easy

  1. Create Your Account: Easily create a secure online personal mortgage portal that will be your private account for the duration of your application and approval process.
  2. Begin Your Application: We understand the mortgage application process can be time consuming, and life is busy. Within your online account you’re able to start an application and save your progress to return to when it’s most convenient for you.
  3. Track Your Application: Quickly and easily track the progress of your mortgage application in your personal account. Conveniently see at all times how your application is moving along through the approval process.
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Seacoast is here to support you with:

Local Florida Mortgage Experts

Local Florida Mortgage Experts

Since 1926, Seacoast has help make the dream of homeownership a reality. Connect with our Mortgage Loan Officers online, in-person or over the phone.

Quick Closing

Quick Closing

Fast closing means that we'll get you into your new home as soon as possible.

Accurate Appraisals

Accurate Appraisals

A local underwriter means an accurate appraisal to ensure the value of your new home.

Step-By-Step Guidance

Step-By-Step Guidance

Our local experts are happy to provide hands-on guidance throughout the mortgage process. 

Have Questions? Speak with a Seacoast Banker

As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Banker will be in touch soon.

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