Home Sweet Home.
Especially When It’s Yours.

Take advantage of Seacoast Bank’s limited-time loan promotion rate and closing-cost grant designed to make homeownership more affordable and accessible.

contact a Mortgage Loan Officer

Flexible Loan Programs and Assistance

Homeownership is within reach—even with a modest income. Seacoast offers a variety of mortgage programs and financial assistance options to help you take that step with confidence. Our team can help you understand what you can afford, how much you need for a down payment, what your monthly payment could look like and whether your credit is ready. Discover affordable homeownership opportunities with Seacoast Bank.

Man pushing child in cardboard box

Special Loan Programs for First-Time Homebuyers

Enjoy benefits like:

  • Low down payment options
  • Competitive interest rates
  • Various funding sources for down payment & closing costs
  • No or reduced mortgage insurance – lower monthly payment
  • Step‑by‑step support and homebuyer education to guide you through the process

Your Dream Home Awaits

Take advantage of our Limited-Time Loan Promotion Rate and Closing-Cost Grant!

 

UNLOCK UP TO

$2,5001

IN CLOSING-COSt ASSISTANCE
FOR ELIGIBLE HOMEBUYERS IN SELECT FLORIDA COMMUNITIES 

+

GET UP TO

0.50%2

INTEREST RATE REDUCTION ON SELECT HOME LOANS FOR ELIGIBLE
HOMEBUYERS



The Limited-Time Loan Promotion Rate is Available on These Select Home Loans:

Community Home Mortgage

Community Home Mortgage3

Lower down payment requirements for first-time buyers.
HomeReady

HomeReady® Mortgage4

As little as 3% down for creditworthy low- and moderate-income borrowers.
HomePossible® Mortgage

HomePossible® Mortgage

As little as 3% down for today’s diverse borrower needs.

Buying a Home is a Big Step

Let’s make it more affordable. 

Talk with a Mortgage Loan Officer who can help match your goals with the right homebuying solution.

Mention code: HOME2500 to get started!

contact a Mortgage Loan Officer

Other Assistance Programs

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Florida Hometown Heroes Loan Program⁶

Florida Hometown Heroes

Up to 5% of loan amount (max $35,000) for full-time Florida workers.

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FHLB Down Payment Assistance⁷

Community Partners

Up to $15,000 for first responders, educators, healthcare workers and military families.

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FHLB Down Payment Assistance⁷

First-Time Homebuyers

Up to $12,500 based on income eligibility. 

Additional Loan Options

 

  • FHA Loan

    FHA Loan

    As little as 3.5% down with flexible credit requirements.

  • VA Loan

    VA Loan⁸

    0% down for eligible U.S. military service members.

  • FHA Loan

    USDA Loan⁹

    0% down in qualifying rural areas.