You've Earned A Better Checking Account.

With a Senior Classic Checking Account from Seacoast Bank, you’ll experience a convenient and perk-packed account that earns you interest.

Account Features

If you're 55 or older and open a Senior Classic checking account, you'll get access to benefits designed just for you.

  • $0 Monthly Service Fee1
  • 50% Discount on Safe Deposit Box
  • Free Standard Checks
  • Free Online & Mobile Banking2
  • Fee-Free Access to 55,000+ Allpoint® ATMs worldwide3
  • Two Non-Seacoast ATM Rebates per month (Seacoast Fee Only)
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Take Advantage of this Limited-Time CD Rate

You've worked hard to build your savings, and with our competitive CD rates, you'll benefit from guaranteed fixed-interest earnings while protecting your future.

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1. $0 Monthly Service Fee when you have one direct deposit of $250 or more per month, OR maintain a minimum daily balance of $750, OR maintain a minimum monthly balance of $1,500, OR maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA, OR maintain a consumer loan or line of credit. Otherwise a $10 monthly service fee will apply. Fees could reduce earnings on account.

2. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services

3.No Fees at Allpoint-logo ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.

4. Annual Percentage Yield (APY) accurate as of January 1st, 2023. Early withdrawal may be subject to penalty. Offer may be withdrawn at any time. Minimum opening deposit of $1,000 required. Offer not available to funds currently on deposit at Seacoast Bank. Special Annual Percentage Yield (APY) applicable to initial term only. At maturity, CD will automatically renew for
the same renewal term.

Early Withdrawal Penalties

Except as mentioned below, you cannot withdraw any principal from this account before a maturity date without our consent and we will charge a penalty.

-- With the maturity period of one year or less, the penalty equals the loss of simple interest for three months.
-- With the maturity period greater than one year, the penalty equals the loss of simple interest for six months.

We will use the interest rate in effect at the time of withdrawal to calculate the penalty. We will charge the penalty first against any interest then in the account, and any excess will be deducted from the amount you withdraw.