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Break Ground When the Time is Right with Seacoast Bank

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Start Building Within 3 Years of Closing
Plus
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Online Profile for Convenient Application Tracking
Plus
24/7 Local, Florida Customer Support
24/7 Local, Florida Customer Support

Prequalify Now Apply Now

OR
Have additional questions? Live Chat or Request a Consultation.

Lot Loan Features:

  • Not ready to break ground on your dream home but found the perfect location? A lot loan may be the best fit for you.
  • Loans available up to $500,000 on up to 5 acres 
  • Plan how you'll start construction on your home within 3 years of closing
  • 24/7 local, Florida Customer Support

How to Get Started:

  • Are you just getting started in your home search? Get prequalified today to expedite your home shopping and offer process. 
  • Have you found your dream home? Apply today to begin achieving your dream of home ownership. 

Learn More About the Process of Applying for Your Lot Loan Online!

Step 1

Create Your Account
Easily create a secure online personal mortgage portal that will be your private account for the duration of your application and approval process.

Step 2

Complete Your Application
We understand the mortgage application process can be time consuming, and life is busy. Within your online account you're able to start an application and save your progress to return to when it's most convenient for you.

Step 3

Track Your Application
Quickly and easily track the progress of your mortgage application in your personal account. Conveniently see at all times how your application is moving along through the approval process.

Prequalify Now Apply Now

OR
Call 800.706.9991 to speak with a local representative or Live Chat.

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Call 800.706.9991 Now or Fill Out This Form to Request a Local Consultation Regarding a Lot Loan.

Four Promises. One Goal.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
Promise One
Get you comfortable with the right team to serve you.
Promise Two
Make your day-to-day banking simple.
Promise Three
Resolve out-of-the-ordinary items responsively.
Promise Four
Invest in you and your community.
Our philosophy is dedicated to the promise of simplicity, convenience, expertise, community, and technology with a human touch. On account of all this and more - on account of you - it's time for Seacoast Bank. A smarter bank. A connected bank. And, just as importantly, your local bank.